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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Lenders in Connecticut
Updated February 6, 2026
Market Overview
208
Total Lenders
33,739
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National Association | Exceptional | Exceptional | Exceptional | Strong | Exceptional | -$721 | -0.123% | 817 | |
2 | Liberty Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | -$18 | -0.152% | 682 | |
3 | Bank of America, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,480 | -0.242% | 461 | |
4 | Wells Fargo Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $2,214 | +0.027% | 306 | |
5 | Citibank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $680 | -0.231% | 158 | |
6 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $369 | -0.469% | 139 | |
7 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $516 | -0.460% | 324 | |
8 | Chelsea Groton Bank | Exceptional | Exceptional | Sound | Strong | Exceptional | $322 | -0.019% | 238 | |
9 | SIKORSKY FINANCIAL CREDIT UNION | Exceptional | Exceptional | Strong | Sound | Exceptional | $922 | -0.555% | 234 | |
10 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,988 | +0.313% | 640 | |
11 | Newtown Savings Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,791 | -0.207% | 524 | |
12 | Manufacturers and Traders Trust Company | Exceptional | Strong | Exceptional | Strong | Strong | $1,426 | +0.028% | 385 | |
13 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,317 | +0.021% | 365 | |
14 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,218 | +0.365% | 2,533 | |
15 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,094 | +0.315% | 2,211 | |
16 | JPMorgan Chase Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,456 | +0.139% | 736 | |
17 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,217 | +0.464% | 734 | |
18 | Union Savings Bank | Exceptional | Strong | Strong | Strong | Strong | $1,008 | -0.262% | 209 | |
19 | Charter Oak Federal Credit Union | Exceptional | Exceptional | — | Sound | Strong | -$344 | -0.188% | 175 | |
20 | Northwest Community Bank | Exceptional | Exceptional | — | Sound | Strong | $618 | -0.142% | 98 | |
21 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,904 | +0.265% | 297 | |
22 | Webster Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $988 | +0.150% | 204 | |
23 | TD Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $939 | +0.240% | 167 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,843 | +0.463% | 920 | |
25 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,222 | +0.361% | 914 | |
26 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,584 | +0.401% | 661 | |
27 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Sound | Strong | $3,330 | +0.410% | 504 | |
28 | GUARANTEED RATE AFFINITY, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,360 | +0.208% | 460 | |
29 | TOTAL MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $3,443 | +0.462% | 2,298 | |
30 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,916 | +0.486% | 527 | |
31 | WASHINGTON TRUST MORTGAGE COMPANY LLC | Strong | Acceptable | Strong | Sound | Strong | $1,729 | +0.095% | 96 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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