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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Harrisburg

Updated February 5, 2026

Market Overview

Total Lenders

4,054

Total Loans

0.40%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$2,506	+0.192%	339
2	PROVIDENT FUNDING ASSOCIATES, L.P.	Strong	Exceptional	Sound	Sound	$846	-0.105%	23
3	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Exceptional	$2,540	+0.117%	301
4	Mortgage America, Inc.	Strong	Sound	Exceptional	Strong	$1,844	+0.114%	59
5	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$4,043	+0.405%	549
6	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	$2,669	+0.563%	225
7	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Exceptional	$3,175	+0.326%	214
8	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$2,668	+0.435%	97
9	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$1,940	+0.978%	58
10	FIRST COLONY MORTGAGE CORPORATION	Strong	Sound	Exceptional	Sound	$1,665	+0.247%	27
11	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Exceptional	$3,427	+0.562%	229
12	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$2,561	+0.076%	146
13	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$2,965	+0.432%	128
14	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$1,988	+0.356%	74
15	HOMESPIRE MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$2,925	+0.346%	46
16	MDE HOME LOANS, LLC	Strong	Sound	Sound	Strong	$149	+0.121%	46
17	AMERIHOME MORTGAGE COMPANY, LLC	Strong	Sound	Sound	Strong	$2,891	+0.262%	45
18	Filo Mortgage, L.L.C.	Strong	Strong	Acceptable	Sound	$623	+0.198%	32
19	GUARANTEED RATE, INC.	Strong	Sound	Strong	Sound	$1,638	+0.101%	20
20	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Sound	Exceptional	$2,666	+0.381%	223
21	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$434	+0.510%	120
22	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Strong	Strong	$4,143	+0.411%	106
23	EMM LOANS LLC	Strong	Acceptable	Strong	Strong	$4,038	+0.393%	66
24	TIDEWATER MORTGAGE SERVICES, INC.	Strong	Acceptable	Strong	Strong	$2,095	+0.298%	64
25	Homesale Mortgage, LLC	Strong	Acceptable	Strong	Strong	$1,906	+0.400%	56
26	RADIUS FINANCIAL GROUP INC.	Strong	Acceptable	Strong	Strong	$4,336	+0.549%	51
27	LOWER, LLC	Strong	Acceptable	Strong	Strong	$2,345	+0.539%	51
28	HOWARD HANNA FINANCIAL SERVICES, INC.	Strong	Acceptable	Strong	Strong	$3,630	+0.118%	47
29	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Strong	Strong	$3,815	+0.458%	47
30	NATIONS DIRECT MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$2,969	+0.109%	41
31	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Sound	$2,780	+0.505%	39
32	FIRST ALLIANCE HOME MORTGAGE, LLC	Sound	Acceptable	Sound	Strong	$3,452	+0.524%	84
33	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$3,293	+0.485%	57
34	PLAZA HOME MORTGAGE, INC.	Sound	Acceptable	Strong	Sound	$3,457	+0.516%	20
35	PRIMARY RESIDENTIAL MORTGAGE, INC.	Sound	Mediocre	Strong	Sound	$2,901	+0.559%	28
36	NEW DAY FINANCIAL, LLC	Sound	Mediocre	Acceptable	Sound	$5,072	+1.092%	20

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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