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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Jackson
Updated February 5, 2026
Market Overview
62
Total Lenders
5,032
Total Loans
0.45%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | BankPlus | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,142 | +0.071% | 318 | |
2 | Origin Bank | Exceptional | Exceptional | Strong | Exceptional | Strong | $693 | +0.415% | 106 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,786 | +0.335% | 228 | |
4 | MORTGAGE INVESTORS GROUP, INC. | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,977 | +0.572% | 98 | |
5 | KEESLER | Exceptional | Exceptional | Strong | Strong | Strong | $685 | -0.524% | 36 | |
6 | Trustmark National Bank | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,441 | +0.416% | 718 | |
7 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $472 | -0.335% | 38 | |
8 | Renasant Bank | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,924 | +0.386% | 127 | |
9 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $1,094 | +0.370% | 39 | |
10 | Cadence Bank | Strong | Sound | Strong | Strong | Exceptional | $2,055 | +0.220% | 450 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,806 | +0.476% | 421 | |
12 | American Mortgage Bank, LLC | Strong | Sound | Strong | Strong | Exceptional | $2,762 | +0.667% | 227 | |
13 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,721 | +0.514% | 62 | |
14 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $1,986 | -0.210% | 29 | |
15 | Community Bank of Mississippi | Strong | Acceptable | Strong | Exceptional | Exceptional | $2,004 | +0.276% | 284 | |
16 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,666 | +0.701% | 32 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,540 | +0.491% | 155 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | -$519 | +0.591% | 139 | |
19 | Magnolia Bank, Incorporated | Strong | Acceptable | Exceptional | Strong | Strong | $1,772 | +0.359% | 57 | |
20 | ACOPIA, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,097 | +0.565% | 49 | |
21 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,058 | +0.524% | 33 | |
22 | Barrington Bank & Trust Company, National Association | Sound | Mediocre | Exceptional | Strong | Sound | $3,166 | +0.682% | 13 | |
23 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $4,990 | +1.335% | 26 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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