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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Lafayette
Updated February 5, 2026
Market Overview
21
Total Lenders
2,797
Total Loans
0.41%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | $74 | -0.240% | 413 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,787 | +0.336% | 503 | |
3 | GMFS LLC | Strong | Sound | Exceptional | Exceptional | $1,727 | +0.343% | 190 | |
4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $2,021 | +0.278% | 69 | |
5 | STANDARD MORTGAGE CORPORATION | Strong | Strong | Sound | Strong | $1,769 | -0.111% | 67 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,905 | +0.478% | 218 | |
7 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | $2,027 | +0.585% | 134 | |
8 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,005 | +0.066% | 100 | |
9 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $1,415 | +0.395% | 140 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,374 | +0.061% | 38 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,206 | +0.472% | 123 | |
12 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $2,807 | +0.797% | 42 | |
13 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $1,610 | +0.491% | 74 | |
14 | TOWNE MORTGAGE COMPANY | Sound | Acceptable | Strong | Sound | $2,092 | +0.371% | 38 | |
15 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $3,222 | +0.419% | 22 | |
16 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $2,458 | +0.229% | 20 | |
17 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | $3,300 | +0.744% | 33 | |
18 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | $2,453 | +0.741% | 25 | |
19 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Acceptable | Sound | Sound | $1,790 | +0.727% | 21 | |
20 | Click n' Close, Inc. | Sound | Mediocre | Sound | Sound | $6,697 | +1.990% | 40 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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