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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Lansing
Updated February 5, 2026
Market Overview
32
Total Lenders
4,804
Total Loans
0.45%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | MORTGAGE CENTER L.C | Exceptional | Strong | Strong | Strong | Strong | $1,128 | +0.258% | 87 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,156 | +0.463% | 563 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,298 | +0.416% | 372 | |
4 | STAUNTON FINANCIAL, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $3,133 | +0.187% | 15 | |
5 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,491 | +0.870% | 458 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,733 | +0.421% | 24 | |
7 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Exceptional | Strong | Sound | $1,832 | +0.439% | 13 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,725 | +0.594% | 68 | |
9 | MORTGAGE 1 INCORPORATED | Strong | Acceptable | Exceptional | Strong | Strong | $2,657 | +0.585% | 51 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,424 | +0.422% | 33 | |
11 | GreenStone Farm Credit Services, FLCA | Strong | Acceptable | Strong | Strong | Strong | $2,564 | +0.547% | 51 | |
12 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,243 | +0.564% | 50 | |
13 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,511 | +0.454% | 37 | |
14 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,555 | +0.667% | 36 | |
15 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,637 | +0.523% | 33 | |
16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $4,428 | +0.641% | 25 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,193 | +0.558% | 24 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,898 | +0.881% | 98 | |
19 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,329 | +0.444% | 78 | |
20 | VAN DYK MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $806 | +0.414% | 51 | |
21 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,523 | +0.871% | 41 | |
22 | MICHIGAN MUTUAL, INC. | Strong | Acceptable | Strong | Strong | Sound | $2,697 | +0.782% | 25 | |
23 | J. VIRGIL, INC. | Strong | Acceptable | Strong | Strong | Sound | $2,914 | +0.825% | 22 | |
24 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,007 | +0.473% | 20 | |
25 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Sound | -$448 | +0.205% | 19 | |
26 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $2,422 | +0.407% | 43 | |
27 | FBC MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | Sound | $2,330 | +0.544% | 31 | |
28 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $1,555 | +0.470% | 27 | |
29 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $4,799 | +0.856% | 13 | |
30 | PRESTON HOME LOANS INC | Sound | Mediocre | Strong | Strong | Sound | $3,675 | +0.726% | 18 | |
31 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Sound | $3,970 | +0.560% | 29 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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