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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Milwaukee
Updated February 5, 2026
Market Overview
129
Total Lenders
16,440
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,738 | +0.258% | 590 | |
2 | A + MORTGAGE SERVICES, INC. | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,306 | +0.313% | 373 | |
3 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,562 | +0.337% | 306 | |
4 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,432 | +0.142% | 225 | |
5 | The Huntington National Bank | Exceptional | Strong | Exceptional | Strong | Strong | $1,105 | +0.335% | 197 | |
6 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,894 | +0.251% | 172 | |
7 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,979 | +0.263% | 120 | |
8 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,763 | +0.372% | 102 | |
9 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $758 | +0.080% | 77 | |
10 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $597 | -0.433% | 58 | |
11 | Bank Five Nine | Exceptional | Sound | Strong | Exceptional | Exceptional | $919 | +0.210% | 567 | |
12 | WISCONSIN MORTGAGE CORPORATION | Exceptional | Strong | Sound | Strong | Exceptional | $923 | +0.147% | 251 | |
13 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,713 | +0.675% | 248 | |
14 | Bell Bank | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,949 | +0.452% | 153 | |
15 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,334 | +0.367% | 114 | |
16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,765 | +0.472% | 953 | |
17 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,758 | +0.377% | 815 | |
18 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $1,169 | +0.264% | 283 | |
19 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $1,223 | +0.590% | 159 | |
20 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,955 | +0.458% | 126 | |
21 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,813 | +0.325% | 118 | |
22 | MOVEMENT MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | Sound | $2,610 | +0.342% | 75 | |
23 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $1,295 | -0.090% | 38 | |
24 | Bank of England | Strong | Sound | Strong | Strong | Strong | $2,103 | +0.466% | 279 | |
25 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,497 | +0.357% | 408 | |
26 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,178 | +0.505% | 193 | |
27 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,200 | +0.512% | 185 | |
28 | Nations Lending Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $1,876 | +0.484% | 110 | |
29 | Ixonia Bank | Strong | Mediocre | Exceptional | Strong | Strong | $1,960 | +0.479% | 215 | |
30 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $4,450 | +0.807% | 97 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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