🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Bank Mortgage Lenders in Nashville
Updated February 5, 2026
Market Overview
31
Total Lenders
8,054
Total Loans
0.17%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Old National Bank | Exceptional | Exceptional | Strong | Exceptional | $1,130 | +0.034% | 345 | |
2 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Strong | $430 | -0.434% | 79 | |
3 | Pinnacle Bank | Exceptional | Strong | Strong | Exceptional | $2,470 | +0.050% | 648 | |
4 | The Farmers Bank | Exceptional | Exceptional | Sound | Strong | $1,214 | -0.085% | 113 | |
5 | FirstBank | Strong | Sound | Exceptional | Exceptional | $2,182 | +0.139% | 932 | |
6 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $1,400 | +0.105% | 424 | |
7 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,460 | -0.176% | 212 | |
8 | Fifth Third Bank, National Association | Strong | Strong | Strong | Strong | $692 | +0.027% | 168 | |
9 | Truist Bank | Strong | Strong | Strong | Strong | $746 | +0.022% | 154 | |
10 | Citizens Bank, National Association | Strong | Strong | Strong | Strong | -$903 | +0.038% | 123 | |
11 | NBKC BANK | Strong | Exceptional | Sound | Sound | $701 | -0.272% | 68 | |
12 | Regions Bank | Strong | Sound | Strong | Exceptional | $1,522 | +0.233% | 392 | |
13 | First Horizon Bank | Strong | Sound | Strong | Exceptional | $2,095 | +0.015% | 346 | |
14 | Ameris Bank | Strong | Sound | Exceptional | Strong | $2,209 | +0.254% | 320 | |
15 | The First National Bank of Middle Tennessee | Strong | Sound | Strong | Exceptional | $2,482 | +0.195% | 192 | |
16 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $1,917 | -0.078% | 168 | |
17 | ServisFirst Bank | Strong | Sound | Exceptional | Strong | $2,171 | +0.129% | 91 | |
18 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $1,811 | +0.017% | 482 | |
19 | Cadence Bank | Strong | Sound | Strong | Strong | $2,618 | -0.049% | 175 | |
20 | Legends Bank | Strong | Sound | Strong | Strong | $2,576 | +0.266% | 97 | |
21 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | $3,336 | +0.081% | 139 | |
22 | Studio Bank | Strong | Sound | Sound | Strong | $2,104 | +0.205% | 111 | |
23 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $2,268 | -0.199% | 92 | |
24 | CapStar Bank | Strong | Sound | Sound | Strong | $1,878 | +0.245% | 70 | |
25 | Bell Bank | Strong | Acceptable | Exceptional | Sound | $3,531 | +0.283% | 65 | |
26 | WILSON BANK AND TRUST | Sound | Mediocre | Strong | Exceptional | $2,041 | +0.299% | 475 | |
27 | Bank of Tennessee | Sound | Acceptable | Sound | Strong | $2,872 | +0.149% | 130 | |
28 | United Community Bank | Sound | Acceptable | Sound | Strong | $2,427 | +0.376% | 81 | |
29 | Flagstar Bank, N.A. | Sound | Acceptable | Strong | Sound | $3,054 | +0.289% | 80 | |
30 | Ixonia Bank | Sound | Mediocre | Strong | Strong | $4,296 | +0.641% | 197 | |
31 | The Federal Savings Bank | Sound | Mediocre | Sound | Strong | $6,105 | +0.979% | 96 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Nashville
No credit impact
3-minute process
100% free