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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Savannah
Updated February 5, 2026
Market Overview
32
Total Lenders
5,625
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FIRST CONTINENTAL MORTGAGE, LTD. | Exceptional | Exceptional | Strong | Exceptional | Exceptional | -$52 | -0.563% | 79 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,182 | +0.004% | 513 | |
3 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,769 | +0.047% | 197 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Strong | Exceptional | Exceptional | Strong | $3,613 | +0.045% | 91 | |
5 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,094 | +0.338% | 176 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,117 | +0.009% | 86 | |
7 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Sound | $3,124 | +0.210% | 44 | |
8 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $2,523 | +0.430% | 31 | |
9 | AMERICAN FINANCIAL NETWORK, INC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,064 | +0.427% | 26 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,019 | +0.199% | 591 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,607 | +0.094% | 69 | |
12 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $3,888 | +0.483% | 26 | |
13 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $1,761 | +0.254% | 19 | |
14 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,535 | +0.626% | 285 | |
15 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,640 | +0.330% | 184 | |
16 | BANKSOUTH MORTGAGE COMPANY, LLC | Strong | Acceptable | Strong | Exceptional | Exceptional | $4,794 | +0.376% | 126 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,262 | +0.253% | 82 | |
18 | LoanUnited.com, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,444 | -0.195% | 31 | |
19 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Sound | $3,022 | +0.498% | 27 | |
20 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,585 | +0.235% | 24 | |
21 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Sound | $4,713 | +0.354% | 16 | |
22 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,647 | +0.427% | 46 | |
23 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,347 | +0.602% | 37 | |
24 | OCMBC, INC. | Strong | Sound | Strong | Strong | Sound | $4,177 | +0.321% | 13 | |
25 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,086 | +0.265% | 30 | |
26 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $467 | +0.378% | 18 | |
27 | NEW AMERICAN FUNDING, LLC | Strong | Mediocre | Exceptional | Sound | Exceptional | $2,673 | +0.380% | 566 | |
28 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,820 | +0.776% | 24 | |
29 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,422 | +0.422% | 20 | |
30 | CANOPY MORTGAGE, LLC | Sound | Mediocre | Exceptional | Strong | Sound | $4,295 | +0.390% | 37 | |
31 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $5,353 | +0.744% | 22 | |
32 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $7,535 | +0.951% | 16 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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