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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Trenton
Updated February 5, 2026
Market Overview
74
Total Lenders
2,891
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,729 | +0.228% | 199 | |
2 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,313 | +0.292% | 71 | |
3 | MLD MORTGAGE INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,121 | +0.106% | 120 | |
4 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,699 | +0.319% | 53 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $1,220 | +0.582% | 29 | |
6 | Manufacturers and Traders Trust Company | Exceptional | Strong | Exceptional | Strong | Sound | $120 | -0.115% | 22 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,439 | +0.225% | 312 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,189 | +0.264% | 62 | |
9 | Advisors Mortgage Group, L.L.C. | Strong | Sound | Exceptional | Strong | Strong | $1,771 | +0.238% | 57 | |
10 | KEYSTONE FUNDING, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $3,641 | +0.470% | 12 | |
11 | GREENTREE MORTGAGE COMPANY, L.P. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,628 | +0.443% | 47 | |
12 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,024 | +0.456% | 23 | |
13 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,084 | +0.376% | 66 | |
14 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,527 | +0.130% | 34 | |
15 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $3,676 | +0.298% | 31 | |
16 | BOND STREET MORTGAGE, LLC | Strong | Sound | Strong | Strong | Sound | $2,982 | +0.368% | 19 | |
17 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,382 | +0.468% | 144 | |
18 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,587 | +0.676% | 32 | |
19 | ABSOLUTE HOME MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,573 | +0.679% | 52 | |
20 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $1,016 | -0.162% | 15 | |
21 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $2,981 | +0.687% | 14 | |
22 | EAST COAST CAPITAL CORP. | Strong | Acceptable | Strong | Strong | Sound | $3,840 | +0.821% | 13 | |
23 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,945 | +0.810% | 11 | |
24 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Exceptional | Strong | Sound | $4,254 | +0.448% | 31 | |
25 | NATIONSTAR MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $2,961 | +0.501% | 31 | |
26 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $2,607 | +0.362% | 17 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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