Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,729Fees | 0.228%Above | 199 | |
2 | Prosperity Home Mortgage, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $2,313Fees | 0.292%Above | 71 | |
3 | MLD MORTGAGE INC.Independent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,121Fees | 0.106%Above | 120 | |
4 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Sound | Strong | $1,699Fees | 0.319%Above | 53 | |
5 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $1,220Fees | 0.582%Above | 29 | |
6 | Manufacturers and Traders Trust CompanyBank | Exceptional | Strong | Exceptional | Strong | Sound | $120Fees | 0.115%Below | 22 | |
7 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,439Fees | 0.225%Above | 312 | |
8 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $2,189Fees | 0.264%Above | 62 | |
9 | Advisors Mortgage Group, L.L.C.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $1,771Fees | 0.238%Above | 57 | |
10 | KEYSTONE FUNDING, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Exceptional | Sound | $3,641Fees | 0.470%Above | 12 | |
11 | GREENTREE MORTGAGE COMPANY, L.P.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,628Fees | 0.443%Above | 47 | |
12 | ALLIED MORTGAGE GROUP, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $2,024Fees | 0.456%Above | 23 | |
13 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,084Fees | 0.376%Above | 66 | |
14 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,527Fees | 0.130%Above | 34 | |
15 | NEWREZ LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Sound | $3,676Fees | 0.298%Above | 31 | |
16 | BOND STREET MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | Sound | $2,982Fees | 0.368%Above | 19 | |
17 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,382Fees | 0.468%Above | 144 | |
18 | Paramount Residential Mortgage Group, Inc.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,587Fees | 0.676%Above | 32 | |
19 | ABSOLUTE HOME MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,573Fees | 0.679%Above | 52 | |
20 | MUTUAL OF OMAHA MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $1,016Fees | 0.162%Below | 15 | |
21 | AMERISAVE MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $2,981Fees | 0.687%Above | 14 | |
22 | EAST COAST CAPITAL CORP.Independent Mortgage Company | Strong | Acceptable | Strong | Strong | Sound | $3,840Fees | 0.821%Above | 13 | |
23 | CARRINGTON MORTGAGE SERVICES, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $3,945Fees | 0.810%Above | 11 | |
24 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $4,254Fees | 0.448%Above | 31 | |
25 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $2,961Fees | 0.501%Above | 31 | |
26 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | Sound | $2,607Fees | 0.362%Above | 17 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.