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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Barnstable Town
Updated February 5, 2026
Market Overview
29
Total Lenders
2,360
Total Loans
0.19%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | BAYCOAST MORTGAGE COMPANY, LLC | Strong | Strong | Strong | Strong | Sound | $1,179 | +0.083% | 14 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,254 | +0.236% | 170 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,560 | +0.357% | 89 | |
4 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,471 | +0.356% | 42 | |
5 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $2,869 | +0.353% | 23 | |
6 | HARBORONE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Sound | $1,709 | +0.373% | 17 | |
7 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,000 | +0.531% | 113 | |
8 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,139 | +0.512% | 80 | |
9 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,137 | +0.302% | 71 | |
10 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,009 | +0.281% | 56 | |
11 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,975 | -0.138% | 18 | |
12 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | Sound | $1,679 | +0.445% | 15 | |
13 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,796 | +0.378% | 53 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,644 | +0.391% | 36 | |
15 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Sound | $3,136 | +0.234% | 28 | |
16 | WILLIAM RAVEIS MORTGAGE, LLC | Strong | Sound | Strong | Sound | Sound | $2,493 | +0.301% | 26 | |
17 | AMERANT MORTGAGE, LLC | Strong | Sound | Strong | Sound | Sound | $2,941 | +0.084% | 20 | |
18 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,151 | +0.165% | 19 | |
19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $2,636 | +0.443% | 13 | |
20 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $634 | +0.333% | 13 | |
21 | TOTAL MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,849 | +0.494% | 12 | |
22 | RADIUS FINANCIAL GROUP INC. | Strong | Acceptable | Strong | Strong | Sound | $1,992 | +0.306% | 36 | |
23 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,049 | +0.353% | 33 | |
24 | SALEM FIVE MORTGAGE COMPANY, LLC | Strong | Acceptable | Strong | Strong | Sound | $1,597 | -0.146% | 26 | |
25 | KEYSTONE FUNDING, INC. | Strong | Acceptable | Strong | Strong | Sound | $2,178 | +0.128% | 21 | |
26 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,644 | +0.324% | 13 | |
27 | EMBRACE HOME LOANS, INC. | Sound | Acceptable | Strong | Sound | Sound | $2,663 | +0.407% | 11 | |
28 | GUARANTEED RATE AFFINITY, LLC | Sound | Acceptable | Exceptional | Sound | Acceptable | $2,418 | +0.531% | 10 | |
29 | OCMBC, INC. | Sound | Mediocre | Strong | Sound | Sound | $5,580 | +1.206% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Barnstable Town, MAConventional
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