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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Burlington
Updated February 5, 2026
Market Overview
43
Total Lenders
2,086
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | STATE EMPLOYEES' | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,274 | -0.674% | 258 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $915 | -0.287% | 37 | |
3 | First National Bank of Pennsylvania | Exceptional | Strong | Exceptional | Strong | Strong | $2,349 | -0.045% | 48 | |
4 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,489 | -0.941% | 122 | |
5 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Sound | $1,912 | +0.281% | 31 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,831 | +0.420% | 171 | |
7 | Truliant Federal Credit Union | Strong | Strong | Strong | Sound | Strong | $749 | +0.468% | 52 | |
8 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,763 | +0.226% | 24 | |
9 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,661 | +0.470% | 128 | |
10 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,675 | +0.289% | 115 | |
11 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,964 | +0.052% | 94 | |
12 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,917 | +0.626% | 52 | |
13 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | Sound | $4,447 | -0.034% | 31 | |
14 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $1,218 | +0.013% | 22 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,516 | +0.594% | 61 | |
16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Strong | $2,793 | -0.110% | 56 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,741 | +0.519% | 51 | |
18 | The Fidelity Bank | Strong | Sound | Sound | Strong | Strong | $2,095 | +0.363% | 26 | |
19 | Pinnacle Bank | Strong | Sound | Strong | Strong | Sound | $2,793 | +0.063% | 24 | |
20 | Atlantic Union Bank | Strong | Sound | Strong | Strong | Sound | $1,457 | +0.023% | 13 | |
21 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $3,031 | -0.058% | 13 | |
22 | CORPORATE INVESTORS MORTGAGE GROUP, INC | Strong | Sound | Strong | Strong | Sound | $3,107 | +0.166% | 12 | |
23 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,662 | +0.341% | 21 | |
24 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,434 | +0.336% | 17 | |
25 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,384 | +0.620% | 14 | |
26 | First-Citizens Bank & Trust Company | Strong | Sound | Strong | Sound | Sound | $1,751 | +0.129% | 14 | |
27 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,907 | +0.469% | 12 | |
28 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,481 | +0.296% | 11 | |
29 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,511 | +0.299% | 11 | |
30 | VICTORIAN FINANCE, LLC | Strong | Acceptable | Strong | Strong | Sound | $2,761 | +0.227% | 10 | |
31 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Acceptable | $3,098 | +0.486% | 10 | |
32 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | Sound | $1,978 | +0.511% | 11 | |
33 | AmRes Corporation | Sound | Acceptable | Sound | Sound | Sound | $2,181 | +0.255% | 17 | |
34 | AgFirst Farm Credit Bank | Sound | Mediocre | Strong | Strong | Sound | $3,740 | +0.333% | 16 | |
35 | Blue Ridge Bank, National Association | Sound | Acceptable | Sound | Sound | Sound | $2,717 | +0.309% | 15 | |
36 | LATINO COMMUNITY CREDIT UNION | Sound | Mediocre | Sound | Sound | Strong | $2,284 | +0.431% | 19 | |
37 | The Federal Savings Bank | Sound | Mediocre | Strong | Sound | Sound | $4,703 | +1.219% | 14 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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