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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Dothan
Updated February 5, 2026
Market Overview
37
Total Lenders
1,316
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $774 | -0.645% | 27 | |
2 | BankPlus | Exceptional | Strong | Strong | Strong | Strong | $1,733 | +0.007% | 27 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,888 | +0.456% | 119 | |
4 | Ameris Bank | Strong | Sound | Exceptional | Strong | Strong | $1,806 | +0.429% | 34 | |
5 | Tyndall Federal Credit Union | Strong | Sound | Strong | Exceptional | Strong | $428 | +0.135% | 30 | |
6 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,039 | -0.165% | 24 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,678 | +0.427% | 81 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,104 | +0.702% | 63 | |
9 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,796 | -0.177% | 47 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,953 | -0.193% | 34 | |
11 | ServisFirst Bank | Strong | Sound | Strong | Strong | Strong | $2,394 | +0.227% | 24 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,868 | +0.193% | 19 | |
13 | INTERLINC MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $2,026 | +0.546% | 116 | |
14 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Strong | $1,413 | +0.528% | 47 | |
15 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,170 | +0.254% | 46 | |
16 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,190 | +0.577% | 36 | |
17 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $3,178 | +0.142% | 35 | |
18 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,444 | +0.674% | 35 | |
19 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,983 | +0.202% | 33 | |
20 | Synovus Bank | Strong | Sound | Strong | Strong | Sound | $2,005 | +0.166% | 21 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $1,063 | +0.983% | 135 | |
22 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,194 | +0.589% | 25 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,147 | +0.452% | 15 | |
24 | Troy Bank and Trust Company | Strong | Acceptable | Sound | Strong | Strong | $1,177 | +0.360% | 28 | |
25 | USAA Federal Savings Bank | Strong | Sound | Strong | Acceptable | Sound | $2,138 | -0.203% | 18 | |
26 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,775 | +0.959% | 13 | |
27 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Acceptable | Strong | Sound | Sound | $3,294 | +0.174% | 23 | |
28 | SOUTHWEST FUNDING, LP | Sound | Mediocre | Sound | Sound | Sound | $2,876 | +0.679% | 21 | |
29 | River Bank & Trust | Sound | Mediocre | Sound | Sound | Sound | $2,111 | +0.434% | 15 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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