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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Evansville
Updated February 5, 2026
Market Overview
46
Total Lenders
3,079
Total Loans
0.47%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Old National Bank | Exceptional | Exceptional | Exceptional | Strong | Strong | $695 | -0.004% | 142 | |
2 | MORTGAGE MASTERS OF INDIANA, INC. | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,456 | +0.299% | 635 | |
3 | Liberty | Exceptional | Strong | Exceptional | Strong | Exceptional | $983 | +0.329% | 609 | |
4 | Heritage Federal Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $591 | +0.362% | 229 | |
5 | INDIANA MEMBERS CREDIT UNION | Exceptional | Exceptional | Strong | Sound | Strong | $1,053 | -0.463% | 80 | |
6 | Fifth Third Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $563 | +0.380% | 93 | |
7 | German American Bank | Exceptional | Strong | Strong | Strong | Strong | $795 | +0.227% | 68 | |
8 | CRANE | Exceptional | Exceptional | Sound | Strong | Sound | $687 | +0.274% | 10 | |
9 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Acceptable | $1,309 | -0.558% | 10 | |
10 | First Federal Savings Bank | Strong | Strong | Sound | Strong | Strong | $580 | +0.411% | 117 | |
11 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,347 | -0.093% | 13 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,585 | +0.503% | 184 | |
13 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,384 | +0.274% | 111 | |
14 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $850 | +0.281% | 40 | |
15 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $1,794 | +0.135% | 23 | |
16 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $1,569 | +0.416% | 17 | |
17 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,249 | +0.468% | 25 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,419 | +0.629% | 25 | |
19 | GVC MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,793 | +1.037% | 22 | |
20 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $1,437 | +0.515% | 17 | |
21 | Plains Commerce Bank | Strong | Acceptable | Exceptional | Strong | Sound | $1,311 | +0.673% | 13 | |
22 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,651 | +0.335% | 13 | |
23 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Sound | $1,157 | +0.601% | 12 | |
24 | MEMBER FIRST MORTGAGE, LLC | Strong | Sound | Strong | Sound | Sound | $1,466 | +0.554% | 12 | |
25 | FBC MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,118 | +0.355% | 65 | |
26 | INTERLINC MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Strong | Sound | $1,666 | +0.789% | 28 | |
27 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,297 | +0.600% | 20 | |
28 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,481 | +0.788% | 13 | |
29 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Strong | Sound | $1,990 | +0.737% | 46 | |
30 | Bank of England | Sound | Acceptable | Strong | Sound | Sound | $1,675 | +0.364% | 27 | |
31 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | Sound | $2,920 | +0.851% | 18 | |
32 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Strong | Sound | Sound | $1,516 | +0.686% | 15 | |
33 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $2,804 | +1.277% | 13 | |
34 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Sound | $2,184 | +0.872% | 31 | |
35 | Farm Credit Mid-America, ACA | Sound | Mediocre | Strong | Sound | Sound | $5,901 | +0.382% | 11 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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