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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Everett
Updated February 5, 2026
Market Overview
37
Total Lenders
6,841
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Sound | Strong | $1,249 | -0.111% | 99 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,275 | -0.039% | 695 | |
3 | SAMMAMISH MORTGAGE COMPANY | Strong | Strong | Strong | Strong | $635 | -0.005% | 88 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,727 | +0.123% | 623 | |
5 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,433 | +0.382% | 418 | |
6 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,592 | +0.272% | 326 | |
7 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $4,300 | +0.354% | 324 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $1,625 | +0.177% | 218 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,802 | -0.005% | 175 | |
10 | BAY EQUITY LLC | Strong | Sound | Strong | Strong | $4,191 | +0.046% | 118 | |
11 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $426 | +0.436% | 114 | |
12 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,203 | -0.034% | 77 | |
13 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,363 | +0.187% | 74 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,975 | +0.454% | 409 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,798 | +0.340% | 217 | |
16 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,321 | +0.304% | 141 | |
17 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $5,589 | +0.265% | 73 | |
18 | RESICENTRAL, LLC | Strong | Sound | Sound | Strong | $297 | +0.110% | 46 | |
19 | General Mortgage Capital Corporation | Strong | Sound | Strong | Sound | $738 | -0.127% | 38 | |
20 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | $4,978 | +0.493% | 289 | |
21 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $2,774 | +0.102% | 100 | |
22 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $3,265 | +0.225% | 58 | |
23 | SCENIC OAKS FUNDING, LLC | Strong | Acceptable | Strong | Strong | $3,180 | +0.397% | 50 | |
24 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $2,211 | +0.103% | 41 | |
25 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Sound | $4,815 | +0.348% | 34 | |
26 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $4,424 | +0.352% | 191 | |
27 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $1,551 | +0.286% | 150 | |
28 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Sound | Mediocre | Exceptional | Strong | $5,444 | +0.523% | 140 | |
29 | OriginPoint, LLC | Sound | Acceptable | Sound | Strong | $2,807 | +0.263% | 77 | |
30 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $2,952 | -0.057% | 46 | |
31 | CANOPY MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $5,355 | +0.517% | 34 | |
32 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $1,416 | +0.200% | 29 | |
33 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Sound | Sound | $5,076 | +0.191% | 31 | |
34 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Sound | $5,684 | +0.501% | 38 | |
35 | PRIORITY HOME LENDING, LLC | Sound | Mediocre | Sound | Strong | $4,308 | +0.460% | 38 | |
36 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Mediocre | Strong | Sound | $5,199 | +0.403% | 27 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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