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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Fayetteville
Updated February 5, 2026
Market Overview
31
Total Lenders
5,788
Total Loans
0.12%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | American Security Mortgage Corp. | Exceptional | Strong | Strong | Strong | Exceptional | $1,807 | -0.041% | 151 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,930 | +0.356% | 427 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,025 | -0.320% | 381 | |
4 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,881 | +0.035% | 82 | |
5 | CREDIT UNION MORTGAGE ASSOCIATION, INC. | Strong | Exceptional | Strong | Acceptable | Sound | $1,460 | -0.631% | 17 | |
6 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,304 | +0.111% | 277 | |
7 | JET HOMELOANS, LP | Strong | Sound | Strong | Strong | Strong | $3,492 | -0.275% | 98 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $3,311 | -0.554% | 93 | |
9 | Alcova Mortgage LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,404 | +0.224% | 76 | |
10 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,521 | +0.091% | 50 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,531 | +0.310% | 207 | |
12 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,599 | -0.099% | 163 | |
13 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,943 | +0.118% | 162 | |
14 | SOUTHERN TRUST MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $4,254 | +0.237% | 144 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $1,424 | +0.090% | 84 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,101 | +0.171% | 62 | |
17 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,785 | +0.385% | 59 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $1,526 | +0.859% | 786 | |
19 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,940 | +0.475% | 72 | |
20 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,461 | +0.178% | 42 | |
21 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $2,552 | +0.210% | 36 | |
22 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Sound | $2,473 | +0.152% | 33 | |
23 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $2,127 | +0.418% | 19 | |
24 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,083 | -0.065% | 52 | |
25 | LoanUnited.com, LLC | Strong | Sound | Sound | Acceptable | Strong | $3,337 | -0.376% | 44 | |
26 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,596 | +0.130% | 36 | |
27 | ACOPIA, LLC | Sound | Acceptable | Strong | Sound | Sound | $3,201 | +0.897% | 15 | |
28 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $4,094 | +0.343% | 37 | |
29 | ENCOMPASS LENDING GROUP, LP | Sound | Acceptable | Sound | Acceptable | Strong | $2,701 | +0.230% | 31 | |
30 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $2,476 | +1.118% | 16 | |
31 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $3,338 | +0.524% | 16 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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