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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Bank Lenders in Fayetteville
Updated February 5, 2026
Market Overview
32
Total Lenders
8,823
Total Loans
0.17%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Priority Bank | Exceptional | Strong | Sound | Strong | Exceptional | $2,186 | +0.001% | 228 | |
2 | Generations Bank | Exceptional | Strong | Sound | Strong | Exceptional | $1,315 | +0.032% | 152 | |
3 | First Security Bank | Exceptional | Strong | Strong | Strong | Strong | $1,145 | -0.141% | 65 | |
4 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $1,190 | -0.016% | 65 | |
5 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $1,962 | -0.041% | 61 | |
6 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Sound | $1,343 | +0.007% | 42 | |
7 | NBKC BANK | Exceptional | Exceptional | Strong | Sound | Sound | $741 | -0.269% | 42 | |
8 | Firstar Bank | Exceptional | Strong | Strong | Exceptional | Sound | $1,846 | -0.013% | 26 | |
9 | First Horizon Bank | Strong | Sound | Exceptional | Strong | Strong | $2,477 | +0.032% | 122 | |
10 | ENCORE BANK | Strong | Strong | Strong | Sound | Strong | $1,599 | +0.220% | 100 | |
11 | The Central Trust Bank | Strong | Sound | Exceptional | Strong | Strong | $1,803 | +0.344% | 93 | |
12 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,016 | -0.087% | 79 | |
13 | BOKF, National Association | Strong | Sound | Exceptional | Strong | Strong | $1,402 | +0.355% | 67 | |
14 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,613 | -0.120% | 45 | |
15 | Arvest Bank | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,504 | +0.215% | 1,176 | |
16 | Centennial Bank | Strong | Sound | Strong | Sound | Exceptional | $1,756 | +0.115% | 418 | |
17 | The First National Bank of Fort Smith | Strong | Sound | Strong | Strong | Strong | $1,842 | +0.035% | 110 | |
18 | Eagle Bank and Trust Company | Strong | Sound | Strong | Strong | Strong | $1,687 | +0.116% | 94 | |
19 | Cadence Bank | Strong | Sound | Exceptional | Strong | Sound | $1,709 | +0.153% | 35 | |
20 | Gateway First Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,658 | +0.149% | 185 | |
21 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Strong | $1,982 | +0.203% | 122 | |
22 | SOFI BANK, NATIONAL ASSOCIATION | Strong | Strong | Strong | Acceptable | Sound | $609 | +0.102% | 23 | |
23 | First Financial Bank | Strong | Sound | Sound | Exceptional | Sound | $2,267 | -0.027% | 21 | |
24 | Plains Commerce Bank | Strong | Acceptable | Exceptional | Strong | Sound | $2,835 | +0.020% | 38 | |
25 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Sound | $1,973 | -0.079% | 30 | |
26 | Simmons Bank | Strong | Acceptable | Strong | Sound | Strong | $2,567 | +0.235% | 101 | |
27 | USAA Federal Savings Bank | Strong | Sound | Strong | Acceptable | Sound | $1,743 | -0.133% | 46 | |
28 | First Community Bank | Strong | Acceptable | Strong | Strong | Sound | $2,765 | +0.372% | 33 | |
29 | Bank of England | Sound | Acceptable | Strong | Sound | Sound | $1,974 | +0.133% | 31 | |
30 | CORNERSTONE CAPITAL BANK, SSB | Sound | Mediocre | Exceptional | Strong | Sound | $3,632 | +0.358% | 24 | |
31 | Armstrong Bank | Sound | Mediocre | Sound | Sound | Sound | $2,651 | +0.242% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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