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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Kenosha
Updated February 5, 2026
Market Overview
40
Total Lenders
1,509
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Johnson Bank | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $609 | +0.024% | 126 | |
2 | EDUCATORS CREDIT UNION | Exceptional | Exceptional | Strong | Strong | Exceptional | -$30 | -0.155% | 110 | |
3 | Associated Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $438 | -0.093% | 53 | |
4 | Summit Credit Union | Exceptional | Exceptional | Exceptional | Strong | Sound | -$223 | +0.180% | 16 | |
5 | Bank Five Nine | Exceptional | Strong | Strong | Strong | Exceptional | $1,197 | +0.191% | 83 | |
6 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $147 | -0.260% | 20 | |
7 | GATEWAY MORTGAGE CORPORATION | Exceptional | Sound | Strong | Exceptional | Exceptional | $2,329 | +0.363% | 129 | |
8 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $813 | +0.147% | 28 | |
9 | The Huntington National Bank | Exceptional | Strong | Exceptional | Strong | Sound | -$771 | +0.388% | 17 | |
10 | Baxter Credit Union | Exceptional | Exceptional | Strong | Sound | Sound | $989 | +0.045% | 13 | |
11 | University of Wisconsin Credit Union | Exceptional | Strong | Exceptional | Strong | Sound | $2,330 | +0.527% | 10 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,607 | +0.479% | 121 | |
13 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $1,907 | +0.253% | 55 | |
14 | TRUSTONE FINANCIAL CREDIT UNION | Strong | Strong | Strong | Sound | Strong | $1,163 | +0.134% | 50 | |
15 | Barrington Bank & Trust Company, National Association | Strong | Sound | Exceptional | Strong | Strong | $1,493 | +0.365% | 34 | |
16 | Landmark Credit Union | Strong | Strong | Strong | Strong | Sound | $389 | -0.066% | 24 | |
17 | CONSUMERS COOPERATIVE CREDIT UNION | Strong | Exceptional | Sound | Sound | Sound | $1,014 | -0.060% | 14 | |
18 | A + MORTGAGE SERVICES, INC. | Strong | Strong | Strong | Strong | Sound | $2,362 | +0.472% | 12 | |
19 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,440 | +0.018% | 11 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,771 | +0.512% | 110 | |
21 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,013 | +0.127% | 38 | |
22 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,157 | +0.318% | 16 | |
23 | BMO Bank National Association | Strong | Strong | Strong | Sound | Sound | $614 | +0.266% | 12 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,524 | +0.634% | 35 | |
25 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,863 | +0.474% | 33 | |
26 | WISCONSIN MORTGAGE CORPORATION | Strong | Strong | Sound | Sound | Sound | $784 | -0.012% | 13 | |
27 | North Shore Bank | Strong | Strong | Sound | Sound | Sound | $170 | +0.306% | 10 | |
28 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Acceptable | $704 | +0.278% | 10 | |
29 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,448 | +0.519% | 130 | |
30 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,917 | +0.700% | 13 | |
31 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $1,668 | +0.370% | 11 | |
32 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,951 | +0.392% | 11 | |
33 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Sound | $2,107 | +0.630% | 17 | |
34 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,889 | +0.500% | 12 | |
35 | PLANET HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Sound | $2,226 | +0.156% | 10 | |
36 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Acceptable | $2,097 | +0.485% | 10 | |
37 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Sound | Sound | $2,498 | +1.049% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Kenosha, WIConventional
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