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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Lafayette
Updated February 5, 2026
Market Overview
27
Total Lenders
3,398
Total Loans
0.36%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $74 | -0.240% | 413 | |
2 | GMFS LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,727 | +0.343% | 190 | |
3 | STANDARD MORTGAGE CORPORATION | Exceptional | Strong | Strong | Strong | Strong | $1,769 | -0.111% | 67 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,787 | +0.336% | 503 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,905 | +0.478% | 218 | |
6 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $2,021 | +0.278% | 69 | |
7 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,222 | +0.419% | 22 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $993 | +0.465% | 16 | |
9 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,415 | +0.395% | 140 | |
10 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Strong | Strong | Exceptional | $2,027 | +0.585% | 134 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,206 | +0.472% | 123 | |
12 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,005 | +0.066% | 100 | |
13 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,374 | +0.061% | 38 | |
14 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,610 | +0.491% | 74 | |
15 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $2,092 | +0.371% | 38 | |
16 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,458 | +0.229% | 20 | |
17 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,635 | +0.279% | 19 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $1,454 | +0.169% | 17 | |
19 | RESICENTRAL, LLC | Strong | Sound | Strong | Sound | Sound | $1,246 | +0.241% | 16 | |
20 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,798 | +0.228% | 15 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,208 | +0.480% | 13 | |
22 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,517 | +0.956% | 11 | |
23 | Summit Mortgage Corporation | Strong | Acceptable | Strong | Strong | Sound | $3,576 | +0.341% | 10 | |
24 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,300 | +0.744% | 33 | |
25 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Acceptable | Strong | Sound | Sound | $1,790 | +0.727% | 21 | |
26 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Sound | $2,453 | +0.741% | 25 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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