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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Longview

Updated February 5, 2026

Market Overview

39
Total Lenders
1,942
Total Loans
0.51%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
EAST TEXAS PROFESSIONAL Credit Union
Exceptional
Strong
Strong
Strong
Exceptional
$41+0.593%119
2
EASTMAN CREDIT UNION
Exceptional
Sound
Exceptional
Strong
Exceptional
$1,570+0.441%209
3
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$3,840+0.496%206
4
UNITED WHOLESALE MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$2,950+0.275%202
5
VeraBank, National Association
Strong
Sound
Strong
Strong
Exceptional
$811+0.154%73
6
Cadence Bank
Strong
Sound
Exceptional
Strong
Strong
$2,581+0.230%64
7
LOANDEPOT.COM, LLC
Strong
Sound
Exceptional
Strong
Strong
$3,466+0.617%45
8
Wells Fargo Bank, National Association
Strong
Strong
Exceptional
Sound
Sound
$1,667+0.095%13
9
GUILD MORTGAGE COMPANY LLC
Strong
Acceptable
Exceptional
Strong
Exceptional
$4,001+0.544%188
10
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Exceptional
$3,058+0.721%121
11
JPMorgan Chase Bank, National Association
Strong
Sound
Exceptional
Strong
Sound
$2,140+0.213%26
12
T2 FINANCIAL LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,212+0.755%45
13
UNION HOME MORTGAGE CORP.
Strong
Acceptable
Exceptional
Strong
Strong
$3,039+1.226%40
14
CMG MORTGAGE, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$2,899+0.899%35
15
CROSSCOUNTRY MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$3,569+0.812%34
16
Origin Bank
Strong
Sound
Strong
Strong
Sound
$802+0.305%23
17
PENNYMAC LOAN SERVICES, LLC
Strong
Sound
Exceptional
Sound
Sound
$1,339+0.119%19
18
MORTGAGE FINANCIAL SERVICES, LLC
Strong
Acceptable
Strong
Strong
Strong
$2,609+0.700%47
19
NATIONSTAR MORTGAGE LLC
Strong
Acceptable
Exceptional
Strong
Sound
$3,182+0.639%25
20
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
Strong
Acceptable
Exceptional
Strong
Sound
$2,457+0.262%16
21
PRIMELENDING, A PLAINSCAPITAL COMPANY
Strong
Acceptable
Exceptional
Strong
Sound
$4,146+0.463%12
22
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
Strong
Acceptable
Exceptional
Strong
Sound
$4,260+0.291%12
23
Flagstar Bank, N.A.
Strong
Acceptable
Exceptional
Strong
Sound
$1,479+0.545%12
24
Mortgage Research Center, LLC
Strong
Acceptable
Strong
Sound
Strong
$1,223+0.470%78
25
NEWREZ LLC
Strong
Acceptable
Exceptional
Sound
Sound
$1,708+0.404%26
26
NEW AMERICAN FUNDING, LLC
Strong
Acceptable
Exceptional
Sound
Sound
$2,367+0.630%16
27
Guaranty Bank & Trust, N.A.
Strong
Sound
Sound
Sound
Sound
$1,193+0.152%13
28
USAA Federal Savings Bank
Strong
Sound
Strong
Acceptable
Sound
$1,712-0.233%13
29
GoodLeap, LLC
Strong
Sound
Strong
Sound
Acceptable
$2,484+0.171%10
30
TEXAS MORTGAGE LENDING, LLC
Sound
Sound
Sound
Acceptable
Sound
$1,771+0.238%24
31
EVERETT FINANCIAL, INC.
Sound
Mediocre
Exceptional
Strong
Sound
$3,357+1.316%19
32
Austin Bank, Texas National Association
Sound
Mediocre
Strong
Sound
Strong
$861+0.709%57
33
SOUTHWEST FUNDING, LP
Sound
Mediocre
Sound
Sound
Sound
$5,624+0.545%18

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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