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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Company Lenders in Maine

Updated February 6, 2026

Market Overview

Total Lenders

14,762

Total Loans

0.34%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$2,431	+0.368%	1,309
2	CMG MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,309	+0.415%	1,169
3	GUARANTEED RATE, INC.	Exceptional	Strong	Exceptional	Strong	Strong	$1,882	+0.296%	128
4	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,067	+0.559%	122
5	HARBORONE MORTGAGE, LLC	Exceptional	Strong	Strong	Strong	Strong	$2,279	+0.264%	198
6	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Strong	Sound	$1,616	-0.090%	74
7	KIND LENDING, LLC	Exceptional	Strong	Exceptional	Strong	Sound	$2,060	+0.293%	67
8	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,307	+0.448%	1,010
9	NORTHPOINT MORTGAGE, INC.	Strong	Sound	Strong	Strong	Exceptional	$2,714	+0.368%	263
10	NEWREZ LLC	Strong	Sound	Exceptional	Strong	Strong	$2,430	+0.372%	178
11	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,265	+0.281%	157
12	Paramount Residential Mortgage Group, Inc.	Strong	Sound	Exceptional	Strong	Strong	$3,686	+0.628%	135
13	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,750	+0.370%	1,122
14	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$2,945	+0.212%	376
15	CUSO MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Exceptional	$1,605	+0.282%	255
16	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,196	+0.776%	136
17	NORWICH COMMERCIAL GROUP, INC.	Strong	Strong	Strong	Sound	Sound	$1,823	+0.355%	35
18	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$1,365	+0.450%	352
19	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,081	+0.438%	253
20	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,699	+0.398%	124
21	HOMEBRIDGE FINANCIAL SERVICES, INC.	Strong	Sound	Strong	Strong	Sound	$2,603	+0.542%	40
22	EMM LOANS LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,105	+0.513%	50
23	TOTAL MORTGAGE SERVICES, LLC	Strong	Mediocre	Strong	Exceptional	Strong	$3,621	+0.580%	260
24	LEADERONE FINANCIAL CORPORATION	Strong	Mediocre	Exceptional	Strong	Strong	$2,878	+0.594%	197
25	CARRINGTON MORTGAGE SERVICES, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$5,604	+0.320%	34
26	NEW AMERICAN FUNDING, LLC	Sound	Mediocre	Exceptional	Sound	Strong	$2,041	+0.441%	229
27	AMERISAVE MORTGAGE CORPORATION	Sound	Acceptable	Strong	Sound	Sound	$3,349	+0.624%	53
28	NEW DAY FINANCIAL, LLC	Sound	Mediocre	Exceptional	Sound	Sound	$5,532	+1.350%	56

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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