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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Maine
Updated February 6, 2026
Market Overview
40
Total Lenders
9,496
Total Loans
0.44%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Sound | -$7,395 | +0.242% | 37 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,431 | +0.368% | 1,309 | |
3 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,309 | +0.415% | 1,169 | |
4 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $2,750 | +0.370% | 1,122 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,307 | +0.448% | 1,010 | |
6 | CUSO MORTGAGE CORPORATION | Strong | Sound | Sound | Exceptional | $1,605 | +0.282% | 255 | |
7 | HARBORONE MORTGAGE, LLC | Strong | Sound | Strong | Strong | $2,279 | +0.264% | 198 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,265 | +0.281% | 157 | |
9 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $1,882 | +0.296% | 128 | |
10 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,067 | +0.559% | 122 | |
11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Sound | $1,828 | +0.347% | 54 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $2,945 | +0.212% | 376 | |
13 | NORTHPOINT MORTGAGE, INC. | Strong | Acceptable | Strong | Exceptional | $2,714 | +0.368% | 263 | |
14 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,391 | +0.459% | 152 | |
15 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $3,196 | +0.776% | 136 | |
16 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | $3,184 | +0.156% | 93 | |
17 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,616 | -0.090% | 74 | |
18 | SIS BANCORP, MHC | Strong | Sound | Sound | Strong | $1,306 | +0.289% | 50 | |
19 | NORTHEAST HOME LOAN, LLC | Strong | Sound | Strong | Sound | $1,683 | +0.856% | 38 | |
20 | NORWICH COMMERCIAL GROUP, INC. | Strong | Sound | Strong | Sound | $1,823 | +0.355% | 35 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,365 | +0.450% | 352 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,081 | +0.438% | 253 | |
23 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Strong | Strong | $2,878 | +0.594% | 197 | |
24 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $3,686 | +0.628% | 135 | |
25 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,699 | +0.398% | 124 | |
26 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $1,871 | -0.009% | 57 | |
27 | TOTAL MORTGAGE SERVICES, LLC | Sound | Mediocre | Exceptional | Strong | $3,621 | +0.580% | 260 | |
28 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,041 | +0.441% | 229 | |
29 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,430 | +0.372% | 178 | |
30 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $2,060 | +0.293% | 67 | |
31 | EMBRACE HOME LOANS, INC. | Sound | Acceptable | Strong | Sound | $2,393 | +0.198% | 62 | |
32 | EMM LOANS LLC | Sound | Acceptable | Strong | Sound | $2,105 | +0.513% | 50 | |
33 | GUARANTEED RATE AFFINITY, LLC | Sound | Acceptable | Strong | Sound | $4,369 | +0.336% | 34 | |
34 | NORTHERN MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Sound | $1,446 | +0.723% | 34 | |
35 | HOMEBRIDGE FINANCIAL SERVICES, INC. | Sound | Acceptable | Sound | Sound | $2,603 | +0.542% | 40 | |
36 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Sound | Sound | $4,500 | +0.460% | 35 | |
37 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $5,604 | +0.320% | 34 | |
38 | NextMortgage, LLC | Sound | Mediocre | Acceptable | Strong | $2,633 | +0.684% | 45 | |
39 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $5,532 | +1.350% | 56 | |
40 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $3,349 | +0.624% | 53 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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