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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Nebraska

Updated February 6, 2026

Market Overview

Total Lenders

9,079

Total Loans

0.39%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	IOWA BANKERS MORTGAGE CORPORATION	Exceptional	Exceptional	Exceptional	Sound	$1,123	-0.080%	48
2	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$1,768	+0.218%	661
3	GERSHMAN INVESTMENT CORP.	Strong	Sound	Strong	Exceptional	$1,340	+0.277%	427
4	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	$2,776	+0.259%	263
5	FLAT BRANCH MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	$1,090	+0.078%	80
6	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$3,654	+0.497%	1,456
7	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$2,323	+0.390%	358
8	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Strong	$1,680	+0.034%	203
9	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$2,173	+0.634%	182
10	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$3,272	+0.444%	109
11	DELMAR FINANCIAL COMPANY	Strong	Sound	Strong	Strong	$1,735	+0.373%	102
12	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Exceptional	$330	+0.389%	718
13	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$2,154	+0.392%	412
14	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$1,813	+0.385%	411
15	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	$3,064	+0.242%	322
16	REGENT FINANCIAL GROUP, INC.	Strong	Acceptable	Strong	Exceptional	$2,221	+0.282%	260
17	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Strong	$1,296	+0.115%	170
18	LoanUnited.com, LLC	Strong	Sound	Sound	Strong	$628	+0.251%	74
19	Prosperity Home Mortgage, LLC	Strong	Acceptable	Strong	Strong	$1,006	+0.215%	297
20	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$2,810	+0.562%	245
21	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Strong	Strong	$3,287	+0.436%	112
22	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Sound	$1,993	+0.381%	69
23	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$2,110	+0.343%	100
24	Paramount Residential Mortgage Group, Inc.	Sound	Acceptable	Strong	Sound	$3,374	+0.631%	70
25	CHURCHILL MORTGAGE CORPORATION	Sound	Mediocre	Strong	Strong	$2,973	+0.508%	325
26	MORIA DEVELOPMENT, INC.	Sound	Mediocre	Strong	Strong	$2,931	+0.650%	241
27	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Sound	$3,140	+0.767%	83
28	CASTLE & COOKE MORTGAGE, LLC	Sound	Mediocre	Sound	Strong	$3,177	+0.384%	138
29	Farm Credit Mid-America, ACA	Sound	Mediocre	Sound	Strong	$5,534	+0.525%	83
30	Luminate Home Loans, Inc.	Sound	Mediocre	Strong	Sound	$2,490	+0.727%	46
31	NEW DAY FINANCIAL, LLC	Sound	Mediocre	Acceptable	Sound	$3,892	+0.902%	51

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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