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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best FHA Mortgage Company Lenders in Omaha

Updated February 5, 2026

Market Overview

Total Lenders

12,217

Total Loans

0.22%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Exceptional	Strong	Exceptional	Strong	Exceptional	$3,004	+0.302%	363
2	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$1,666	+0.202%	510
3	Prosperity Home Mortgage, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$911	+0.249%	158
4	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$1,806	+0.544%	115
5	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Sound	Strong	$1,428	+0.080%	162
6	FLAT BRANCH MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$1,561	+0.288%	131
7	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,808	+0.387%	682
8	GERSHMAN INVESTMENT CORP.	Strong	Sound	Exceptional	Strong	Strong	$1,283	+0.396%	88
9	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$2,275	+0.386%	281
10	REGENT FINANCIAL GROUP, INC.	Strong	Acceptable	Strong	Exceptional	Exceptional	$2,369	+0.270%	216
11	MORIA DEVELOPMENT, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$1,922	+0.464%	127
12	NEWREZ LLC	Strong	Sound	Exceptional	Sound	Strong	$2,333	+0.277%	66
13	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Sound	$3,521	+0.382%	59
14	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Sound	Exceptional	$31	+0.236%	484
15	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,148	+0.243%	313
16	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,201	+0.314%	291
17	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,280	+0.350%	285
18	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Exceptional	Sound	$2,255	+0.331%	59
19	LoanUnited.com, LLC	Strong	Sound	Strong	Sound	Strong	$570	+0.182%	59
20	CHURCHILL MORTGAGE CORPORATION	Strong	Mediocre	Exceptional	Strong	Exceptional	$3,058	+0.475%	270
21	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Acceptable	Exceptional	Sound	Strong	$1,081	+0.101%	124
22	Servion, Inc.	Strong	Sound	Strong	Sound	Sound	$971	+0.223%	28
23	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Sound	$4,975	+0.238%	27
24	CROSSCOUNTRY MORTGAGE, LLC	Strong	Mediocre	Exceptional	Strong	Strong	$2,706	+0.566%	224
25	Luminate Home Loans, Inc.	Strong	Mediocre	Exceptional	Strong	Strong	$2,288	+0.897%	94
26	NATIONSTAR MORTGAGE LLC	Strong	Mediocre	Exceptional	Strong	Strong	$2,896	+0.485%	70
27	CASTLE & COOKE MORTGAGE, LLC	Sound	Mediocre	Strong	Strong	Strong	$3,405	+0.296%	58
28	NEW AMERICAN FUNDING, LLC	Sound	Mediocre	Exceptional	Sound	Sound	$2,796	+0.598%	45

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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