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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Omaha

Updated February 5, 2026

Market Overview

Total Lenders

6,133

Total Loans

0.34%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	IOWA BANKERS MORTGAGE CORPORATION	Exceptional	Exceptional	Exceptional	Strong	$1,186	-0.131%	96
2	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$1,666	+0.202%	510
3	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Exceptional	$3,004	+0.302%	363
4	FLAT BRANCH MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	$1,561	+0.288%	131
5	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$3,808	+0.387%	682
6	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$2,280	+0.350%	285
7	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Strong	$1,428	+0.080%	162
8	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$1,806	+0.544%	115
9	GERSHMAN INVESTMENT CORP.	Strong	Sound	Strong	Strong	$1,283	+0.396%	88
10	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Exceptional	$31	+0.236%	484
11	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	$3,148	+0.243%	313
12	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$2,201	+0.314%	291
13	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$2,275	+0.386%	281
14	REGENT FINANCIAL GROUP, INC.	Strong	Acceptable	Strong	Exceptional	$2,369	+0.270%	216
15	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Strong	$1,081	+0.101%	124
16	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Sound	$3,521	+0.382%	59
17	LoanUnited.com, LLC	Strong	Sound	Sound	Strong	$570	+0.182%	59
18	Servion, Inc.	Strong	Sound	Strong	Sound	$971	+0.223%	28
19	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$2,706	+0.566%	224
20	Prosperity Home Mortgage, LLC	Strong	Acceptable	Strong	Strong	$911	+0.249%	158
21	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Strong	Strong	$2,896	+0.485%	70
22	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Sound	$2,255	+0.331%	59
23	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Sound	$2,810	+0.475%	30
24	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Sound	$4,975	+0.238%	27
25	CHURCHILL MORTGAGE CORPORATION	Sound	Mediocre	Strong	Exceptional	$3,058	+0.475%	270
26	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$2,333	+0.277%	66
27	MORIA DEVELOPMENT, INC.	Sound	Mediocre	Strong	Strong	$1,922	+0.464%	127
28	Luminate Home Loans, Inc.	Sound	Mediocre	Strong	Strong	$2,288	+0.897%	94
29	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Sound	$2,796	+0.598%	45
30	CASTLE & COOKE MORTGAGE, LLC	Sound	Mediocre	Sound	Strong	$3,405	+0.296%	58

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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