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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Port St. Lucie
Updated February 5, 2026
Market Overview
26
Total Lenders
8,525
Total Loans
0.37%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $1,858 | -0.173% | 79 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,285 | +0.349% | 1,310 | |
3 | MATTAMY HOME FUNDING, LLC | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,382 | +0.280% | 167 | |
4 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,230 | +0.195% | 170 | |
5 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,437 | +0.069% | 90 | |
6 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $3,490 | +0.235% | 80 | |
7 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $913 | -0.148% | 419 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,604 | +0.348% | 670 | |
9 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $3,993 | +0.727% | 128 | |
10 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,933 | +0.331% | 99 | |
11 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,603 | +0.381% | 58 | |
12 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $3,673 | +0.204% | 28 | |
13 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,311 | +0.577% | 451 | |
14 | RMC HOME MORTGAGE, LLC | Strong | Sound | Strong | Strong | Strong | $5,297 | +0.480% | 128 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,138 | +0.544% | 85 | |
16 | COASTAL LOANS, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $7,045 | +0.005% | 220 | |
17 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,705 | +0.417% | 91 | |
18 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,460 | +0.113% | 68 | |
19 | ACOPIA, LLC | Strong | Acceptable | Strong | Strong | Strong | $4,051 | +0.420% | 118 | |
20 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,888 | +0.508% | 50 | |
21 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,823 | +0.511% | 49 | |
22 | CAPITAL PARTNERS MORTGAGE SERVICES LLC. | Strong | Acceptable | Sound | Exceptional | Strong | $3,571 | +0.254% | 45 | |
23 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $2,963 | +0.419% | 37 | |
24 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,697 | +0.587% | 109 | |
25 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,756 | +0.844% | 31 | |
26 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $5,174 | +0.773% | 19 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Port St. Lucie, FLVA
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