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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Rockingham County

Updated February 5, 2026

Market Overview

Total Lenders

3,780

Total Loans

0.30%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$2,496	+0.186%	438
2	KEYSTONE FUNDING, INC.	Strong	Sound	Exceptional	Strong	$1,703	+0.207%	56
3	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	$1,920	+0.331%	645
4	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$4,718	+0.290%	308
5	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$2,055	+0.216%	229
6	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$1,650	+0.191%	137
7	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$1,793	+0.166%	136
8	HARBORONE MORTGAGE, LLC	Strong	Sound	Strong	Strong	$2,293	+0.213%	94
9	AMERANT MORTGAGE, LLC	Strong	Sound	Strong	Strong	$1,072	+0.289%	41
10	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Sound	$1,488	+0.255%	22
11	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Exceptional	$3,104	+0.332%	226
12	EMM LOANS LLC	Strong	Acceptable	Strong	Exceptional	$2,275	+0.335%	205
13	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$2,948	+0.362%	163
14	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	$2,790	+0.333%	147
15	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	$1,421	+0.193%	36
16	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Sound	$2,881	-0.227%	35
17	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$4,259	+0.137%	62
18	SALEM FIVE MORTGAGE COMPANY, LLC	Strong	Acceptable	Strong	Strong	$1,556	+0.137%	51
19	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Strong	Strong	$4,304	+0.257%	48
20	NORTHPOINT MORTGAGE, INC.	Strong	Acceptable	Strong	Strong	$2,725	+0.231%	47
21	NEW FED MORTGAGE, CORP.	Strong	Acceptable	Strong	Strong	$2,210	+0.345%	44
22	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Sound	$3,092	+0.232%	34
23	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Sound	$1,503	-0.113%	20
24	ENVOY MORTGAGE, LTD	Sound	Acceptable	Sound	Strong	$3,783	+0.458%	99
25	TOTAL MORTGAGE SERVICES, LLC	Sound	Mediocre	Exceptional	Strong	$2,929	+0.414%	62
26	RADIUS FINANCIAL GROUP INC.	Sound	Acceptable	Strong	Sound	$3,562	+0.125%	28
27	MORTGAGE EQUITY PARTNERS LLC	Sound	Acceptable	Strong	Sound	$3,008	+0.470%	24
28	Luminate Home Loans, Inc.	Sound	Mediocre	Strong	Strong	$3,281	+0.438%	79
29	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Sound	$1,443	+0.250%	37
30	NEWREZ LLC	Sound	Acceptable	Sound	Sound	$2,852	+0.364%	29
31	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	Sound	Mediocre	Strong	Sound	$2,824	+0.428%	40
32	Waterstone Mortgage Corporation	Sound	Mediocre	Strong	Sound	$3,388	+0.454%	22

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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