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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Salem

Updated February 5, 2026

Market Overview

Total Lenders

3,132

Total Loans

0.29%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$3,456	+0.047%	262
2	PROVIDENT FUNDING ASSOCIATES, L.P.	Strong	Exceptional	Sound	Sound	$2,766	+0.138%	26
3	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Exceptional	$4,796	+0.352%	389
4	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$4,745	+0.159%	282
5	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$2,768	-0.065%	66
6	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$2,873	+0.163%	60
7	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Strong	$2,553	+0.183%	60
8	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$3,264	+0.227%	39
9	NATIONS DIRECT MORTGAGE, LLC	Strong	Acceptable	Strong	Exceptional	$3,349	+0.275%	162
10	Synergy One Lending, Inc.	Strong	Acceptable	Strong	Exceptional	$4,899	+0.266%	145
11	MORTGAGE EXPRESS, LLC	Strong	Acceptable	Strong	Exceptional	$4,043	+0.492%	88
12	LPMC, LLC	Strong	Acceptable	Strong	Exceptional	$3,516	+0.393%	85
13	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$3,691	+0.088%	71
14	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$5,027	+0.484%	62
15	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	$5,383	+0.414%	58
16	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$5,109	+0.481%	41
17	BAY EQUITY LLC	Strong	Sound	Strong	Sound	$4,712	+0.122%	24
18	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$4,531	+0.622%	78
19	PLAZA HOME MORTGAGE, INC.	Strong	Acceptable	Strong	Strong	$5,189	+0.166%	69
20	Sierra Pacific Mortgage Company, Inc.	Strong	Acceptable	Strong	Strong	$4,425	+0.069%	52
21	PACIFIC RESIDENTIAL MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$5,750	+0.382%	34
22	RESICENTRAL, LLC	Strong	Sound	Sound	Sound	$2,591	+0.082%	27
23	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$3,266	+0.236%	102
24	EVERGREEN MONEYSOURCE MORTGAGE COMPANY	Sound	Mediocre	Exceptional	Strong	$4,352	+0.666%	44
25	KIND LENDING, LLC	Sound	Acceptable	Strong	Sound	$3,552	+0.213%	34
26	THE LOAN STORE, INC.	Sound	Acceptable	Strong	Sound	$3,274	+0.303%	26
27	AMERICAN FINANCIAL NETWORK, INC.	Sound	Acceptable	Strong	Sound	-$329	+0.362%	24
28	CANOPY MORTGAGE, LLC	Sound	Acceptable	Strong	Sound	$5,499	+0.457%	22
29	Paramount Residential Mortgage Group, Inc.	Sound	Acceptable	Strong	Sound	$3,458	+0.592%	21
30	NATIONSTAR MORTGAGE LLC	Sound	Acceptable	Strong	Sound	$4,368	+0.308%	20
31	CHURCHILL MORTGAGE CORPORATION	Sound	Mediocre	Strong	Strong	$4,848	+0.494%	46
32	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Sound	$3,856	+0.753%	22
33	SUMMIT FUNDING, INC.	Sound	Mediocre	Exceptional	Sound	$6,886	+0.820%	21
34	PANORAMA MORTGAGE GROUP, LLC	Sound	Mediocre	Sound	Strong	$6,734	+0.434%	47
35	SUCCESS MORTGAGE PARTNERS, INC.	Sound	Mediocre	Strong	Sound	$6,473	+0.482%	23

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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