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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Tulsa
Updated February 5, 2026
Market Overview
27
Total Lenders
11,045
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | LENDLO MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $3,287 | +0.668% | 289 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,840 | +0.227% | 407 | |
3 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,940 | +0.056% | 101 | |
4 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,131 | +0.642% | 87 | |
5 | ASSOCIATED MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,511 | +0.339% | 1,436 | |
6 | AMERICAN FINANCIAL NETWORK, INC. | Exceptional | Strong | Exceptional | Strong | Sound | $4,786 | +0.860% | 67 | |
7 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,495 | +0.221% | 52 | |
8 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,050 | +0.375% | 733 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,560 | +0.417% | 725 | |
10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $3,015 | +0.365% | 44 | |
11 | American Mortgage Bank, LLC | Strong | Sound | Strong | Strong | Strong | $1,754 | +0.526% | 123 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $4,002 | +0.458% | 67 | |
13 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Sound | $1,656 | +0.471% | 58 | |
14 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $834 | +0.579% | 263 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,478 | +0.789% | 101 | |
16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,325 | +0.523% | 49 | |
17 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,973 | +0.520% | 74 | |
18 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,264 | +0.660% | 57 | |
19 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $2,612 | -0.269% | 44 | |
20 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,236 | +0.435% | 42 | |
21 | THE MORTGAGE LINK, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $3,109 | +0.645% | 349 | |
22 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Strong | Strong | $3,992 | +0.554% | 265 | |
23 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $4,088 | +0.747% | 163 | |
24 | US MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $3,108 | +0.645% | 151 | |
25 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,800 | +0.689% | 110 | |
26 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Strong | Strong | $4,340 | +0.382% | 64 | |
27 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $4,200 | +1.186% | 27 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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