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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Tulsa

Updated February 5, 2026

Market Overview

Total Lenders

6,760

Total Loans

0.45%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	ASSOCIATED MORTGAGE CORPORATION	Strong	Sound	Exceptional	Exceptional	$2,511	+0.339%	1,436
2	FLAT BRANCH MORTGAGE, INC.	Strong	Sound	Exceptional	Exceptional	$2,050	+0.375%	733
3	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Strong	$2,840	+0.227%	407
4	LENDLO MORTGAGE, LLC	Strong	Sound	Exceptional	Strong	$3,287	+0.668%	289
5	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$3,560	+0.417%	725
6	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Strong	$1,940	+0.056%	101
7	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$3,131	+0.642%	87
8	THE MORTGAGE LINK, INC.	Strong	Acceptable	Strong	Exceptional	$3,109	+0.645%	349
9	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Sound	$4,002	+0.458%	67
10	GUARANTEED RATE, INC.	Strong	Sound	Strong	Sound	$1,495	+0.221%	52
11	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$834	+0.579%	263
12	American Mortgage Bank, LLC	Strong	Acceptable	Strong	Strong	$1,754	+0.526%	123
13	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$3,478	+0.789%	101
14	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Sound	$3,325	+0.523%	49
15	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Sound	$3,591	+0.538%	48
16	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Sound	$2,990	+0.791%	46
17	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Sound	$3,015	+0.365%	44
18	GoodLeap, LLC	Strong	Sound	Sound	Sound	$2,612	-0.269%	44
19	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Sound	$2,236	+0.435%	42
20	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Sound	$2,264	+0.080%	34
21	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Sound	$1,880	+0.402%	34
22	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Strong	$3,800	+0.689%	110
23	NATIONSTAR MORTGAGE LLC	Sound	Acceptable	Strong	Sound	$2,973	+0.520%	74
24	AMERICAN FINANCIAL NETWORK, INC.	Sound	Acceptable	Strong	Sound	$4,786	+0.860%	67
25	MORTGAGE SOLUTIONS OF COLORADO, LLC	Sound	Acceptable	Strong	Sound	$2,264	+0.660%	57
26	REGENT FINANCIAL GROUP, INC.	Sound	Acceptable	Strong	Sound	$2,938	+0.495%	32
27	Waterstone Mortgage Corporation	Sound	Mediocre	Strong	Strong	$3,992	+0.554%	265
28	Luminate Home Loans, Inc.	Sound	Mediocre	Strong	Strong	$4,088	+0.747%	163
29	SUCCESS MORTGAGE PARTNERS, INC.	Sound	Mediocre	Strong	Strong	$4,340	+0.382%	64
30	NEWREZ LLC	Sound	Acceptable	Sound	Sound	$1,656	+0.471%	58
31	DEVELOPER'S MORTGAGE COMPANY	Sound	Acceptable	Sound	Sound	$3,191	+0.703%	34
32	CARRINGTON MORTGAGE SERVICES, LLC	Sound	Acceptable	Sound	Sound	$5,675	+0.287%	26
33	US MORTGAGE CORPORATION	Sound	Mediocre	Sound	Strong	$3,108	+0.645%	151
34	NEW DAY FINANCIAL, LLC	Sound	Mediocre	Acceptable	Sound	$4,200	+1.186%	27

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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