🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Augusta
Updated February 5, 2026
Market Overview
39
Total Lenders
7,461
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | First Heritage Mortgage, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,493 | +0.037% | 187 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,904 | +0.311% | 711 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,918 | -0.136% | 338 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,618 | +0.503% | 77 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,962 | +0.283% | 55 | |
6 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,069 | +0.258% | 587 | |
7 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,549 | +0.032% | 341 | |
8 | AUGUSTA MORTGAGE CO. | Strong | Sound | Sound | Strong | Exceptional | $3,264 | -0.063% | 167 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,239 | -0.255% | 71 | |
10 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $3,623 | +0.453% | 171 | |
11 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,551 | +0.152% | 131 | |
12 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,928 | +0.246% | 117 | |
13 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,961 | +0.361% | 90 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,842 | +0.668% | 68 | |
15 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $2,104 | +0.123% | 50 | |
16 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,349 | +0.597% | 39 | |
17 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | -$244 | +0.735% | 407 | |
18 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Strong | Strong | Strong | $2,379 | +0.307% | 67 | |
19 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,481 | +0.249% | 42 | |
20 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,556 | +0.151% | 37 | |
21 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,395 | +0.542% | 32 | |
22 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,783 | +0.107% | 31 | |
23 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,961 | +0.305% | 24 | |
24 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $3,475 | -0.576% | 23 | |
25 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $103 | +0.266% | 19 | |
26 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $1,977 | +0.373% | 18 | |
27 | CAROLINA ONE MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,237 | +0.193% | 66 | |
28 | FBC MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,514 | -0.612% | 53 | |
29 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $5,227 | +0.179% | 40 | |
30 | PLANET HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Sound | $3,723 | +0.391% | 31 | |
31 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,561 | +0.391% | 26 | |
32 | BANKSOUTH MORTGAGE COMPANY, LLC | Sound | Mediocre | Strong | Strong | Strong | $3,899 | +0.112% | 101 | |
33 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $2,450 | +0.663% | 26 | |
34 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $4,161 | +0.379% | 29 | |
35 | AgFirst Farm Credit Bank | Sound | Mediocre | Strong | Strong | Sound | $2,245 | +0.531% | 28 | |
36 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $2,067 | +1.439% | 21 | |
37 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $2,377 | +0.583% | 22 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
AugustaConventional
No credit impact
3-minute process
100% free