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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Augusta
Updated February 5, 2026
Market Overview
39
Total Lenders
5,077
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $1,514 | -0.612% | 53 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,918 | -0.136% | 338 | |
3 | First Heritage Mortgage, LLC | Strong | Sound | Exceptional | Exceptional | $2,493 | +0.037% | 187 | |
4 | AUGUSTA MORTGAGE CO. | Strong | Sound | Strong | Exceptional | $3,264 | -0.063% | 167 | |
5 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | $1,618 | +0.503% | 77 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,904 | +0.311% | 711 | |
7 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $3,069 | +0.258% | 587 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,549 | +0.032% | 341 | |
9 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,551 | +0.152% | 131 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,239 | -0.255% | 71 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,962 | +0.283% | 55 | |
12 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | -$244 | +0.735% | 407 | |
13 | BANKSOUTH MORTGAGE COMPANY, LLC | Strong | Acceptable | Exceptional | Strong | $3,899 | +0.112% | 101 | |
14 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $2,961 | +0.361% | 90 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,842 | +0.668% | 68 | |
16 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Exceptional | Strong | $2,379 | +0.307% | 67 | |
17 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $2,556 | +0.151% | 37 | |
18 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Sound | Exceptional | $3,623 | +0.453% | 171 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,928 | +0.246% | 117 | |
20 | CAROLINA ONE MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,237 | +0.193% | 66 | |
21 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Strong | Strong | $2,104 | +0.123% | 50 | |
22 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Strong | Strong | $1,981 | +0.633% | 48 | |
23 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Sound | $4,349 | +0.597% | 39 | |
24 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Sound | $2,395 | +0.542% | 32 | |
25 | PLANET HOME LENDING, LLC | Strong | Acceptable | Exceptional | Sound | $3,723 | +0.391% | 31 | |
26 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $2,783 | +0.107% | 31 | |
27 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $3,475 | -0.576% | 23 | |
28 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $2,481 | +0.249% | 42 | |
29 | CANOPY MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $5,227 | +0.179% | 40 | |
30 | Equity Prime Mortgage LLC | Sound | Acceptable | Strong | Sound | $2,809 | +0.731% | 33 | |
31 | LOWER, LLC | Sound | Acceptable | Strong | Sound | $2,961 | +0.305% | 24 | |
32 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $4,161 | +0.379% | 29 | |
33 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,561 | +0.391% | 26 | |
34 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Sound | $2,450 | +0.663% | 26 | |
35 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | $2,067 | +1.439% | 21 | |
36 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Strong | $3,660 | +1.347% | 45 | |
37 | AgFirst Farm Credit Bank | Sound | Mediocre | Sound | Sound | $2,245 | +0.531% | 28 | |
38 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $2,377 | +0.583% | 22 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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