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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Clarksville
Updated February 5, 2026
Market Overview
37
Total Lenders
5,274
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,938 | -0.354% | 370 | |
2 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,932 | +0.036% | 474 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,413 | +0.066% | 129 | |
4 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,008 | -0.425% | 120 | |
5 | GERSHMAN INVESTMENT CORP. | Exceptional | Strong | Exceptional | Strong | Strong | $2,086 | -0.057% | 92 | |
6 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,143 | +0.292% | 101 | |
7 | SWBC MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,130 | +0.085% | 66 | |
8 | AMERICAN FINANCIAL NETWORK, INC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,346 | +0.478% | 23 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,432 | +0.295% | 367 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,822 | -0.142% | 65 | |
11 | MOVEMENT MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | Sound | $2,779 | +0.131% | 43 | |
12 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,272 | +0.468% | 874 | |
13 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,456 | +0.057% | 138 | |
14 | Legacy Home Loans, LLC | Strong | Sound | Strong | Strong | Strong | $3,577 | +0.011% | 99 | |
15 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Sound | $2,670 | -0.026% | 32 | |
16 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,080 | +0.351% | 31 | |
17 | INTERCOASTAL MORTGAGE, LLC | Strong | Sound | Strong | Exceptional | Sound | $3,802 | -0.136% | 21 | |
18 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,018 | +0.330% | 152 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,459 | +0.483% | 104 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,259 | +0.301% | 19 | |
21 | LoanUnited.com, LLC | Strong | Sound | Exceptional | Sound | Sound | $3,551 | -0.265% | 15 | |
22 | SOUTHWEST FUNDING, LP | Strong | Acceptable | Strong | Strong | Strong | $2,446 | +0.582% | 76 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,620 | +0.201% | 48 | |
24 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Sound | $4,141 | +0.529% | 36 | |
25 | COMMUNITY MORTGAGE CORPORATION | Strong | Acceptable | Strong | Exceptional | Sound | $2,908 | +0.000% | 29 | |
26 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,243 | +0.157% | 29 | |
27 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,673 | +0.366% | 27 | |
28 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,841 | +0.495% | 22 | |
29 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,158 | +0.543% | 17 | |
30 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,524 | +0.104% | 42 | |
31 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,534 | +1.013% | 20 | |
32 | Nations Lending Corporation | Strong | Mediocre | Exceptional | Exceptional | Sound | $328 | +0.250% | 19 | |
33 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,867 | +0.383% | 124 | |
34 | VAN DYK MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $1,946 | +0.295% | 49 | |
35 | AMERISAVE MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $2,167 | +1.540% | 20 | |
36 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $4,917 | +0.567% | 14 | |
37 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $5,836 | +1.490% | 34 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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