🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Lenders in Colorado
Updated February 6, 2026
Market Overview
295
Total Lenders
82,332
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $635 | -0.038% | 832 | |
2 | Wells Fargo Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $2,368 | +0.003% | 470 | |
3 | Bank of America, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,199 | -0.159% | 370 | |
4 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $246 | -0.469% | 227 | |
5 | ENT Credit Union | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,678 | -0.206% | 1,664 | |
6 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,615 | +0.070% | 1,267 | |
7 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,142 | -0.594% | 557 | |
8 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Sound | Strong | -$6,201 | +0.287% | 408 | |
9 | BMO Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,394 | +0.080% | 286 | |
10 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,893 | +0.036% | 12,892 | |
11 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,725 | +0.126% | 5,153 | |
12 | FirstBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,171 | -0.294% | 881 | |
13 | Zions Bancorporation, N.A. | Exceptional | Strong | Exceptional | Sound | Strong | $1,785 | -0.146% | 240 | |
14 | Charles Schwab Bank, SSB | Exceptional | Sound | Exceptional | Exceptional | Strong | $836 | -0.240% | 173 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $2,830 | +0.003% | 1,535 | |
16 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,182 | +0.055% | 1,207 | |
17 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,189 | +0.128% | 972 | |
18 | MOVEMENT MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,535 | +0.391% | 841 | |
19 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,990 | -0.133% | 810 | |
20 | First Western Trust Bank | Strong | Sound | Strong | Strong | Exceptional | $1,616 | +0.076% | 599 | |
21 | The Central Trust Bank | Strong | Sound | Exceptional | Strong | Strong | $2,190 | +0.107% | 554 | |
22 | SWBC MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $1,535 | +0.238% | 446 | |
23 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Strong | Strong | $2,749 | +0.113% | 263 | |
24 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,497 | +0.323% | 2,693 | |
25 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,829 | +0.395% | 1,986 | |
26 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,914 | +0.400% | 1,933 | |
27 | ELEVATIONS | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,018 | +0.167% | 1,642 | |
28 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Sound | Strong | Strong | Strong | $1,886 | +0.348% | 413 | |
29 | GUARANTEED RATE AFFINITY, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,650 | +0.246% | 367 | |
30 | Alpine Bank | Strong | Strong | Sound | Sound | Strong | $1,466 | +0.135% | 224 | |
31 | NMSI, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,483 | +0.150% | 202 | |
32 | OriginPoint, LLC | Strong | Sound | Exceptional | Sound | Strong | $3,285 | +0.338% | 168 | |
33 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $4,141 | +0.280% | 1,214 | |
34 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,050 | +0.143% | 844 | |
35 | INSPIRE HOME LOANS INC. | Strong | Sound | — | Strong | Strong | $1,273 | +0.470% | 590 | |
36 | Synergy One Lending, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,648 | +0.238% | 552 | |
37 | CANVAS CREDIT UNION | Strong | Acceptable | Strong | Strong | Exceptional | $1,346 | +0.206% | 529 | |
38 | Bank of Colorado | Strong | Acceptable | Strong | Strong | Exceptional | $3,367 | +0.199% | 518 | |
39 | BOKF, National Association | Strong | Acceptable | Exceptional | Strong | Strong | $1,081 | +0.251% | 514 | |
40 | The Huntington National Bank | Strong | Acceptable | Exceptional | Strong | Strong | $1,512 | +0.129% | 501 | |
41 | CORNERSTONE CAPITAL BANK, SSB | Strong | Acceptable | Exceptional | Strong | Strong | $4,422 | +0.407% | 394 | |
42 | NBH Bank | Strong | Sound | Strong | Sound | Strong | $2,214 | +0.237% | 345 | |
43 | NBKC BANK | Strong | Sound | Strong | Sound | Strong | $444 | -0.294% | 207 | |
44 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,648 | +0.323% | 171 | |
45 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,830 | +0.422% | 1,035 | |
46 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,825 | +0.204% | 742 | |
47 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Sound | Strong | $3,367 | +0.386% | 484 | |
48 | Plains Commerce Bank | Strong | Acceptable | Exceptional | Sound | Strong | $2,998 | +0.085% | 416 | |
49 | GROUP MORTGAGE, LLC | Strong | Acceptable | Sound | Strong | Exceptional | $4,296 | +0.194% | 327 | |
50 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,078 | +0.232% | 300 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
ColoradoJumbo
No credit impact
3-minute process
100% free