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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Davenport
Updated February 5, 2026
Market Overview
54
Total Lenders
4,062
Total Loans
0.41%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GREENSTATE Credit Union | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $684 | -0.280% | 503 | |
2 | I. H. MISSISSIPPI VALLEY CREDIT UNION | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $1,242 | -0.377% | 454 | |
3 | RUHL MORTGAGE, LLC | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $927 | -0.057% | 331 | |
4 | American Bank and Trust Company, National Association | Exceptional | Exceptional | Sound | Strong | Exceptional | $1,199 | +0.021% | 116 | |
5 | Old National Bank | Exceptional | Exceptional | Exceptional | Strong | Sound | $1,073 | +0.042% | 33 | |
6 | ASCENTRA Credit Union | Exceptional | Exceptional | Sound | Sound | Exceptional | $615 | -0.041% | 132 | |
7 | Du Trac Community Credit Union | Exceptional | Exceptional | Sound | Strong | Strong | $1,085 | -0.171% | 80 | |
8 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,254 | +0.298% | 79 | |
9 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $45 | -0.469% | 19 | |
10 | Empeople Credit Union | Exceptional | Strong | Strong | Sound | Exceptional | $828 | -0.110% | 192 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,224 | +0.843% | 69 | |
12 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,822 | +0.201% | 39 | |
13 | Fortress Bank | Strong | Strong | Strong | Strong | Sound | $776 | +0.009% | 30 | |
14 | Great Southern Bank | Strong | Strong | Strong | Strong | Sound | $1,356 | -0.188% | 19 | |
15 | FLAT BRANCH MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $1,602 | +0.427% | 16 | |
16 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,525 | +0.655% | 264 | |
17 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,210 | +0.551% | 204 | |
18 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,464 | +0.104% | 64 | |
19 | First Federal Bank | Strong | Strong | Strong | Sound | Sound | $1,955 | +0.411% | 37 | |
20 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $1,745 | +0.235% | 19 | |
21 | COMMUNITY BANC MORTGAGE CORPORATION | Strong | Strong | Strong | Sound | Sound | $1,510 | +0.164% | 18 | |
22 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $3,548 | +0.533% | 307 | |
23 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,608 | +0.773% | 122 | |
24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,926 | +0.790% | 100 | |
25 | CBI Bank & Trust | Strong | Sound | Sound | Strong | Strong | $874 | +0.369% | 86 | |
26 | Servion, Inc. | Strong | Sound | Strong | Strong | Sound | $835 | +0.425% | 10 | |
27 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,564 | +0.307% | 51 | |
28 | MICHIGAN MUTUAL, INC. | Strong | Acceptable | Strong | Strong | Strong | $1,144 | +0.287% | 44 | |
29 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,270 | +0.464% | 27 | |
30 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $4,234 | +0.876% | 20 | |
31 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,081 | +0.207% | 16 | |
32 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,307 | +0.185% | 14 | |
33 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,540 | +0.698% | 95 | |
34 | Flanagan State Bank | Strong | Acceptable | Strong | Sound | Strong | $1,873 | +0.505% | 40 | |
35 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Acceptable | $1,026 | +0.140% | 10 | |
36 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Strong | Sound | $3,564 | +0.545% | 11 | |
37 | AXIA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Sound | $2,981 | +0.857% | 22 | |
38 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $2,945 | +0.990% | 12 | |
39 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Sound | $2,221 | +0.741% | 38 | |
40 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Sound | $4,664 | +1.048% | 23 | |
41 | MARINE CREDIT UNION | Sound | Mediocre | Strong | Sound | Sound | $2,280 | +1.582% | 20 | |
42 | COMPEER FINANCIAL, FLCA | Sound | Mediocre | Strong | Sound | Sound | $1,754 | +0.995% | 17 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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