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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Kingsport
Updated February 5, 2026
Market Overview
31
Total Lenders
2,929
Total Loans
0.39%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,976 | +0.382% | 343 | |
2 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $2,673 | +0.405% | 98 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,887 | +0.115% | 200 | |
4 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,466 | +0.316% | 39 | |
5 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,319 | +0.460% | 182 | |
6 | GVC MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,525 | +0.513% | 92 | |
7 | MORTGAGE INVESTORS GROUP, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,378 | +0.292% | 92 | |
8 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $3,619 | +0.714% | 70 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,438 | -0.216% | 34 | |
10 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | Sound | $3,133 | +0.558% | 22 | |
11 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $4,642 | +0.602% | 49 | |
12 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,743 | +0.388% | 29 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,078 | +0.388% | 29 | |
14 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,996 | +0.403% | 26 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,692 | +0.734% | 26 | |
16 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,117 | +0.612% | 23 | |
17 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,527 | +0.506% | 20 | |
18 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $5,230 | +0.710% | 18 | |
19 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,382 | +0.351% | 14 | |
20 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,142 | +0.170% | 13 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,195 | +0.714% | 106 | |
22 | ROSS MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,915 | +0.603% | 48 | |
23 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,366 | +0.424% | 12 | |
24 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,608 | +0.693% | 39 | |
25 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $4,684 | +0.783% | 25 | |
26 | ALAMEDA MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,369 | +0.456% | 15 | |
27 | FIRST INTEGRITY MORTGAGE SERVICES, INC. | Sound | Acceptable | Sound | Sound | Sound | $1,528 | +0.677% | 25 | |
28 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $3,819 | +0.347% | 18 | |
29 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Sound | Sound | $3,982 | +0.900% | 12 | |
30 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $4,496 | +0.596% | 14 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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