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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Maine
Updated February 6, 2026
Market Overview
117
Total Lenders
14,762
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Bangor Savings Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,277 | -0.104% | 1,178 | |
2 | The Camden National Bank | Exceptional | Exceptional | Strong | Sound | Exceptional | $1,038 | +0.079% | 647 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,431 | +0.368% | 1,309 | |
4 | CUSO MORTGAGE CORPORATION | Exceptional | Exceptional | Sound | Sound | Exceptional | $1,605 | +0.282% | 255 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,067 | +0.559% | 122 | |
6 | KeyBank National Association | Exceptional | Exceptional | Strong | Sound | Strong | $2,124 | +0.234% | 112 | |
7 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Strong | Sound | -$7,395 | +0.242% | 37 | |
8 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,828 | +0.347% | 54 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,307 | +0.448% | 1,010 | |
10 | NORTHPOINT MORTGAGE, INC. | Strong | Sound | Strong | Strong | Exceptional | $2,714 | +0.368% | 263 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,265 | +0.281% | 157 | |
12 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $1,616 | -0.090% | 74 | |
13 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,309 | +0.415% | 1,169 | |
14 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,750 | +0.370% | 1,122 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,945 | +0.212% | 376 | |
16 | HARBORONE MORTGAGE, LLC | Strong | Sound | Strong | Strong | Strong | $2,279 | +0.264% | 198 | |
17 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $2,430 | +0.372% | 178 | |
18 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,196 | +0.776% | 136 | |
19 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,060 | +0.293% | 67 | |
20 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,391 | +0.459% | 152 | |
21 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,686 | +0.628% | 135 | |
22 | HOMEBRIDGE FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Sound | $2,603 | +0.542% | 40 | |
23 | NORTHERN MORTGAGE SERVICES, LLC | Strong | Sound | Strong | Strong | Sound | $1,446 | +0.723% | 34 | |
24 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,365 | +0.450% | 352 | |
25 | TOTAL MORTGAGE SERVICES, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,621 | +0.580% | 260 | |
26 | DAS Acquisition Company, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,184 | +0.156% | 93 | |
27 | EMBRACE HOME LOANS, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,393 | +0.198% | 62 | |
28 | NORWICH COMMERCIAL GROUP, INC. | Strong | Sound | Strong | Sound | Sound | $1,823 | +0.355% | 35 | |
29 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,369 | +0.336% | 34 | |
30 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,081 | +0.438% | 253 | |
31 | LEADERONE FINANCIAL CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $2,878 | +0.594% | 197 | |
32 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,699 | +0.398% | 124 | |
33 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $1,871 | -0.009% | 57 | |
34 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $3,349 | +0.624% | 53 | |
35 | ENVOY MORTGAGE, LTD | Strong | Acceptable | Exceptional | Sound | Sound | $4,500 | +0.460% | 35 | |
36 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $5,604 | +0.320% | 34 | |
37 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,041 | +0.441% | 229 | |
38 | NextMortgage, LLC | Sound | Mediocre | Strong | Strong | Strong | $2,633 | +0.684% | 45 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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