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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Ogden
Updated February 5, 2026
Market Overview
31
Total Lenders
8,151
Total Loans
0.11%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,129 | +0.031% | 1,369 | |
2 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $4,331 | +0.048% | 221 | |
3 | CLM MORTGAGE, INC. | Exceptional | Exceptional | Strong | Exceptional | Strong | $5,362 | +0.242% | 128 | |
4 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,080 | +0.173% | 283 | |
5 | INTERCAP LENDING INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,999 | +0.220% | 664 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,420 | -0.106% | 98 | |
7 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,996 | +0.060% | 86 | |
8 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $3,115 | +0.153% | 57 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,888 | -0.031% | 56 | |
10 | INSPIRE HOME LOANS INC. | Exceptional | Strong | Exceptional | Strong | Sound | $3,335 | -0.154% | 31 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,034 | +0.127% | 573 | |
12 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,014 | +0.090% | 167 | |
13 | MY MOVE MORTGAGE, LLC | Strong | Sound | Strong | Strong | Exceptional | $3,362 | -0.097% | 148 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $5,553 | -0.059% | 59 | |
15 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,345 | +0.151% | 58 | |
16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $5,106 | -0.094% | 47 | |
17 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $3,537 | +0.051% | 37 | |
18 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,044 | +0.218% | 550 | |
19 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,532 | +0.261% | 154 | |
20 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Sound | $3,257 | +0.221% | 52 | |
21 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,861 | +0.467% | 79 | |
22 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,233 | +0.168% | 53 | |
23 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,980 | +0.166% | 103 | |
24 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $2,774 | +0.305% | 97 | |
25 | CANOPY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,644 | +0.149% | 86 | |
26 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $6,231 | +0.349% | 21 | |
27 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Strong | Strong | $5,773 | +0.440% | 85 | |
28 | CASTLE & COOKE MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | Strong | $5,151 | +0.474% | 78 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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