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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Omaha
Updated February 5, 2026
Market Overview
30
Total Lenders
12,217
Total Loans
0.22%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | IOWA BANKERS MORTGAGE CORPORATION | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $1,186 | -0.131% | 96 | |
2 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,004 | +0.302% | 363 | |
3 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,561 | +0.288% | 131 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,808 | +0.387% | 682 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,666 | +0.202% | 510 | |
6 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $1,081 | +0.101% | 124 | |
7 | GERSHMAN INVESTMENT CORP. | Strong | Sound | Exceptional | Strong | Strong | $1,283 | +0.396% | 88 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,428 | +0.080% | 162 | |
9 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,521 | +0.382% | 59 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,148 | +0.243% | 313 | |
11 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,201 | +0.314% | 291 | |
12 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,280 | +0.350% | 285 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,275 | +0.386% | 281 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,706 | +0.566% | 224 | |
15 | REGENT FINANCIAL GROUP, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $2,369 | +0.270% | 216 | |
16 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $911 | +0.249% | 158 | |
17 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $1,806 | +0.544% | 115 | |
18 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,896 | +0.485% | 70 | |
19 | Servion, Inc. | Strong | Sound | Strong | Strong | Sound | $971 | +0.223% | 28 | |
20 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $31 | +0.236% | 484 | |
21 | CHURCHILL MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,058 | +0.475% | 270 | |
22 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,333 | +0.277% | 66 | |
23 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,255 | +0.331% | 59 | |
24 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,810 | +0.475% | 30 | |
25 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $4,975 | +0.238% | 27 | |
26 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $2,288 | +0.897% | 94 | |
27 | LoanUnited.com, LLC | Strong | Sound | Sound | Acceptable | Strong | $570 | +0.182% | 59 | |
28 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,796 | +0.598% | 45 | |
29 | MORIA DEVELOPMENT, INC. | Sound | Mediocre | Strong | Strong | Strong | $1,922 | +0.464% | 127 | |
30 | CASTLE & COOKE MORTGAGE, LLC | Sound | Mediocre | Sound | Acceptable | Strong | $3,405 | +0.296% | 58 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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