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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Savannah
Updated February 5, 2026
Market Overview
35
Total Lenders
5,625
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FIRST CONTINENTAL MORTGAGE, LTD. | Exceptional | Exceptional | Strong | Exceptional | Exceptional | -$52 | -0.563% | 79 | |
2 | JET HOMELOANS, LP | Exceptional | Exceptional | Strong | Exceptional | Sound | $2,366 | -0.430% | 15 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,182 | +0.004% | 513 | |
4 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Exceptional | $2,769 | +0.047% | 197 | |
5 | BANKSOUTH MORTGAGE COMPANY, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $4,794 | +0.376% | 126 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,117 | +0.009% | 86 | |
7 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,613 | +0.045% | 91 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,019 | +0.199% | 591 | |
9 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,607 | +0.094% | 69 | |
10 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $3,888 | +0.483% | 26 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,640 | +0.330% | 184 | |
12 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,094 | +0.338% | 176 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,262 | +0.253% | 82 | |
14 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,523 | +0.430% | 31 | |
15 | EMM LOANS LLC | Strong | Sound | Exceptional | Strong | Sound | $2,140 | +0.299% | 30 | |
16 | INSPIRE HOME LOANS INC. | Strong | Sound | Exceptional | Strong | Sound | $1,782 | +0.481% | 20 | |
17 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $3,535 | +0.626% | 285 | |
18 | LoanUnited.com, LLC | Strong | Sound | Strong | Sound | Strong | $2,444 | -0.195% | 31 | |
19 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $3,022 | +0.498% | 27 | |
20 | LOANSTEADY LLC | Strong | Sound | Strong | Strong | Sound | $3,161 | +0.209% | 23 | |
21 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,124 | +0.210% | 44 | |
22 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,295 | +0.390% | 37 | |
23 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,064 | +0.427% | 26 | |
24 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,422 | +0.422% | 20 | |
25 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,761 | +0.254% | 19 | |
26 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,153 | -0.199% | 17 | |
27 | NEW AMERICAN FUNDING, LLC | Strong | Mediocre | Exceptional | Sound | Exceptional | $2,673 | +0.380% | 566 | |
28 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,647 | +0.427% | 46 | |
29 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $2,585 | +0.235% | 24 | |
30 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,820 | +0.776% | 24 | |
31 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Exceptional | Sound | $5,353 | +0.744% | 22 | |
32 | SOUTHPOINT FINANCIAL SERVICES, INC. | Strong | Acceptable | Strong | Strong | Sound | $5,663 | +0.652% | 21 | |
33 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $3,501 | +0.828% | 20 | |
34 | CROSSCOUNTRY MORTGAGE, LLC | Sound | Mediocre | Exceptional | Strong | Sound | $4,086 | +0.265% | 30 | |
35 | MILEND, INC. | Sound | Mediocre | Strong | Sound | Sound | $5,221 | +0.786% | 13 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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