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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Tucson
Updated February 5, 2026
Market Overview
35
Total Lenders
12,845
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $1,281 | -0.177% | 30 | |
2 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,172 | -0.566% | 721 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,280 | +0.215% | 772 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,804 | +0.062% | 732 | |
5 | ALTITUDE FINANCIAL CORPORATION | Strong | Sound | Strong | Strong | Exceptional | $1,792 | +0.291% | 571 | |
6 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,206 | +0.531% | 506 | |
7 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,694 | +0.301% | 1,064 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,405 | +0.419% | 941 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,375 | +0.416% | 604 | |
10 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,658 | +0.179% | 433 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,470 | +0.492% | 395 | |
12 | MATTAMY HOME FUNDING, LLC | Strong | Sound | Strong | Strong | Strong | $8,531 | +0.338% | 178 | |
13 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,461 | -0.085% | 88 | |
14 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Sound | $2,740 | +0.118% | 33 | |
15 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,959 | +0.011% | 27 | |
16 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,954 | +0.337% | 192 | |
17 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,985 | +0.262% | 130 | |
18 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,305 | +0.523% | 127 | |
19 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,987 | +0.251% | 116 | |
20 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,886 | +0.680% | 88 | |
21 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,607 | +0.233% | 68 | |
22 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,387 | +0.071% | 36 | |
23 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,603 | +0.348% | 167 | |
24 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $5,271 | +0.101% | 50 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,024 | +0.328% | 31 | |
26 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,092 | +0.179% | 27 | |
27 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,708 | +0.468% | 27 | |
28 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $4,016 | +0.586% | 293 | |
29 | MORIA DEVELOPMENT, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $4,304 | +0.458% | 242 | |
30 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,524 | +0.251% | 48 | |
31 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,847 | +0.785% | 45 | |
32 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,940 | +0.853% | 46 | |
33 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Sound | $5,212 | +0.753% | 39 | |
34 | RIGHT START MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | Sound | $6,672 | +0.345% | 34 | |
35 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $6,305 | +0.583% | 29 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Tucson, AZConventional
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