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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Baton Rouge
Updated February 5, 2026
Market Overview
93
Total Lenders
7,949
Total Loans
0.43%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $90 | -0.119% | 566 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,602 | +0.372% | 664 | |
3 | GMFS LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,889 | +0.250% | 1,452 | |
4 | Red River Bank | Exceptional | Exceptional | Strong | Strong | Strong | $995 | -0.122% | 92 | |
5 | HANCOCK WHITNEY BANK | Exceptional | Strong | Strong | Strong | Exceptional | $2,339 | +0.061% | 288 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,944 | +0.259% | 148 | |
7 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $569 | -0.671% | 25 | |
8 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,701 | +0.320% | 202 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,025 | +0.436% | 116 | |
10 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,144 | +0.444% | 137 | |
11 | SUN WEST MORTGAGE COMPANY, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,146 | +0.468% | 65 | |
12 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $1,637 | -0.182% | 21 | |
13 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,057 | +0.407% | 391 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,944 | +0.437% | 50 | |
15 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,753 | +0.437% | 23 | |
16 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Strong | Strong | Exceptional | $2,488 | +0.372% | 378 | |
17 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,824 | +0.531% | 128 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | -$1,955 | +0.620% | 103 | |
19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,380 | +0.381% | 77 | |
20 | Gulf Coast Bank and Trust Company | Strong | Acceptable | Strong | Strong | Strong | $1,871 | +0.281% | 191 | |
21 | FIDELITY BANK | Strong | Acceptable | Strong | Strong | Strong | $2,741 | +0.339% | 172 | |
22 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,026 | +0.772% | 71 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,005 | +0.489% | 53 | |
24 | Wolfe Financial, Inc | Strong | Acceptable | Strong | Strong | Strong | $4,137 | +0.608% | 52 | |
25 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $1,919 | +0.853% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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