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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Brownsville
Updated February 5, 2026
Market Overview
57
Total Lenders
2,577
Total Loans
0.48%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,145 | +0.248% | 205 | |
2 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,856 | +0.147% | 50 | |
3 | DIRECTIONS EQUITY, LLC | Exceptional | Strong | Strong | Exceptional | Strong | $1,559 | +0.321% | 47 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,659 | +0.570% | 179 | |
5 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,557 | +0.446% | 86 | |
6 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $4,347 | +0.002% | 65 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $2,592 | +0.035% | 22 | |
8 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,619 | +0.741% | 99 | |
9 | STONEWOOD HOME LENDING, LLC | Strong | Acceptable | Strong | Exceptional | Exceptional | $4,966 | +0.299% | 53 | |
10 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,219 | +0.523% | 17 | |
11 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,782 | +0.218% | 14 | |
12 | DAS Acquisition Company, LLC | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $4,439 | +0.418% | 135 | |
13 | HALLMARK HOME MORTGAGE, LLC | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $4,428 | +0.671% | 126 | |
14 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,219 | +0.589% | 48 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,672 | +0.505% | 43 | |
16 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,800 | +0.712% | 39 | |
17 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,466 | +0.432% | 37 | |
18 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,207 | +0.864% | 21 | |
19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,397 | +1.079% | 12 | |
20 | SECURITYNATIONAL MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,808 | +0.856% | 126 | |
21 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,973 | +0.532% | 47 | |
22 | RIGHT START MORTGAGE, INC. | Strong | Mediocre | Exceptional | Exceptional | Strong | $5,064 | +0.847% | 46 | |
23 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,411 | +0.440% | 34 | |
24 | Lone Star National Bank | Strong | Sound | Sound | Sound | Strong | $4,028 | +0.561% | 31 | |
25 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,447 | +0.351% | 24 | |
26 | Gateway First Bank | Strong | Acceptable | Exceptional | Strong | Sound | $4,224 | +0.715% | 23 | |
27 | SUN WEST MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,998 | +0.762% | 23 | |
28 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,267 | +0.706% | 17 | |
29 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,323 | +0.860% | 56 | |
30 | NATIONS RELIABLE LENDING, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,594 | +0.261% | 37 | |
31 | SOUTHWEST FUNDING, LP | Strong | Mediocre | Exceptional | Strong | Strong | $4,735 | +1.078% | 30 | |
32 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Sound | $4,863 | +0.944% | 21 | |
33 | WILLOW BEND MORTGAGE COMPANY, LLC | Sound | Mediocre | Strong | Strong | Strong | $4,929 | +0.377% | 50 | |
34 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,996 | +0.441% | 15 | |
35 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $2,894 | +0.838% | 19 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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