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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Homosassa Springs
Updated February 5, 2026
Market Overview
60
Total Lenders
2,055
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,065 | +0.058% | 30 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,001 | +0.254% | 250 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,087 | +0.242% | 37 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,827 | +0.365% | 278 | |
5 | INSPIRE HOME LOANS INC. | Strong | Sound | Exceptional | Strong | Strong | $1,401 | +0.260% | 58 | |
6 | RMC HOME MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,884 | +0.585% | 57 | |
7 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,405 | +0.281% | 31 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $1,262 | +0.248% | 24 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,185 | +0.521% | 85 | |
10 | Regions Bank | Strong | Sound | Exceptional | Sound | Strong | $1,002 | +0.431% | 40 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $4,156 | +0.196% | 31 | |
12 | THE MORTGAGE FIRM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,022 | +0.410% | 26 | |
13 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,142 | +0.515% | 16 | |
14 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $1,884 | +0.277% | 12 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,778 | +0.495% | 35 | |
16 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,155 | +0.497% | 25 | |
17 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $3,470 | +0.522% | 18 | |
18 | COASTAL LOANS, LLC | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,949 | -0.584% | 16 | |
19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,261 | +0.678% | 12 | |
20 | MORTGAGE FINANCIAL GROUP, INC. | Strong | Sound | Strong | Strong | Sound | $3,282 | +0.249% | 12 | |
21 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,645 | +0.787% | 11 | |
22 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,023 | +0.705% | 73 | |
23 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,751 | +0.333% | 26 | |
24 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,782 | +0.619% | 18 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,285 | +0.671% | 16 | |
26 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,070 | +0.398% | 12 | |
27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $2,249 | +0.468% | 12 | |
28 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $5,634 | +1.552% | 10 | |
29 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,264 | +0.598% | 89 | |
30 | NATIONSTAR MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $3,094 | +0.497% | 23 | |
31 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $4,709 | +0.807% | 15 | |
32 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $5,615 | +0.233% | 13 | |
33 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $4,027 | +0.509% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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