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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Lexington Park
Updated February 5, 2026
Market Overview
50
Total Lenders
2,468
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $790 | -0.489% | 146 | |
2 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Sound | $1,640 | +0.072% | 28 | |
3 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $3,688 | -0.116% | 12 | |
4 | First Heritage Mortgage, LLC | Strong | Sound | Exceptional | Exceptional | Sound | $2,130 | -0.098% | 29 | |
5 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,937 | -0.120% | 17 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,962 | +0.195% | 178 | |
7 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,541 | -0.476% | 101 | |
8 | Vellum Mortgage, Inc. | Strong | Sound | Strong | Strong | Strong | $3,954 | +0.388% | 55 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,979 | -0.101% | 46 | |
10 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | Strong | $4,196 | +0.072% | 37 | |
11 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Sound | $1,793 | -0.203% | 23 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $5,410 | +0.006% | 22 | |
13 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $4,326 | +0.088% | 19 | |
14 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $2,521 | -0.033% | 14 | |
15 | Ameris Bank | Strong | Sound | Exceptional | Strong | Sound | $3,442 | +0.339% | 13 | |
16 | FIRST HOME MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $4,418 | +0.248% | 489 | |
17 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $3,321 | -0.118% | 75 | |
18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $3,735 | +0.039% | 62 | |
19 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,003 | -0.032% | 55 | |
20 | MERIDIAN BANK | Strong | Sound | Strong | Strong | Sound | $3,490 | +0.074% | 12 | |
21 | Towne Bank | Strong | Acceptable | Strong | Strong | Strong | $2,997 | +0.125% | 108 | |
22 | BAY CAPITAL MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $3,889 | +0.119% | 81 | |
23 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,895 | +0.435% | 40 | |
24 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,839 | +0.184% | 38 | |
25 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,478 | +0.228% | 38 | |
26 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $4,632 | +0.339% | 32 | |
27 | Cedar Point Federal Credit Union | Strong | Sound | Acceptable | Strong | Strong | $2,298 | +0.397% | 31 | |
28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,980 | +0.085% | 26 | |
29 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,535 | -0.307% | 21 | |
30 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,814 | +0.454% | 20 | |
31 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,794 | +0.047% | 19 | |
32 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $5,592 | +0.522% | 16 | |
33 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $5,014 | +0.415% | 79 | |
34 | Shore United Bank, N.A. | Strong | Acceptable | Strong | Sound | Strong | $1,735 | +0.371% | 48 | |
35 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,479 | +0.302% | 41 | |
36 | SOUTHERN TRUST MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Sound | $6,493 | +0.061% | 24 | |
37 | Presidential Bank, FSB | Strong | Acceptable | Strong | Strong | Sound | $2,295 | -0.031% | 17 | |
38 | NFM, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,719 | +0.287% | 37 | |
39 | Waterstone Mortgage Corporation | Sound | Mediocre | Exceptional | Strong | Sound | $6,710 | +0.373% | 30 | |
40 | CORNERSTONE CAPITAL BANK, SSB | Sound | Mediocre | Exceptional | Strong | Sound | $5,417 | +0.747% | 15 | |
41 | EMBRACE HOME LOANS, INC. | Sound | Acceptable | Strong | Sound | Sound | $3,307 | +0.246% | 12 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Lexington Park, MDConventional
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