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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Maine
Updated February 6, 2026
Market Overview
117
Total Lenders
14,762
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,431 | +0.368% | 1,309 | |
2 | The Camden National Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,038 | +0.079% | 647 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $425 | -0.356% | 138 | |
4 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,309 | +0.415% | 1,169 | |
5 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,882 | +0.296% | 128 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,067 | +0.559% | 122 | |
7 | Bangor Savings Bank | Exceptional | Strong | Strong | Sound | Exceptional | $1,277 | -0.104% | 1,178 | |
8 | HARBORONE MORTGAGE, LLC | Exceptional | Strong | Strong | Strong | Strong | $2,279 | +0.264% | 198 | |
9 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $2,067 | -0.155% | 86 | |
10 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $1,616 | -0.090% | 74 | |
11 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $2,060 | +0.293% | 67 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,307 | +0.448% | 1,010 | |
13 | NORTHPOINT MORTGAGE, INC. | Strong | Sound | Strong | Strong | Exceptional | $2,714 | +0.368% | 263 | |
14 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,430 | +0.372% | 178 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,265 | +0.281% | 157 | |
16 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $3,686 | +0.628% | 135 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,750 | +0.370% | 1,122 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,945 | +0.212% | 376 | |
19 | CUSO MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Exceptional | $1,605 | +0.282% | 255 | |
20 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,196 | +0.776% | 136 | |
21 | NORWICH COMMERCIAL GROUP, INC. | Strong | Strong | Strong | Sound | Sound | $1,823 | +0.355% | 35 | |
22 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,365 | +0.450% | 352 | |
23 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,081 | +0.438% | 253 | |
24 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,699 | +0.398% | 124 | |
25 | HOMEBRIDGE FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Sound | $2,603 | +0.542% | 40 | |
26 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,105 | +0.513% | 50 | |
27 | TOTAL MORTGAGE SERVICES, LLC | Strong | Mediocre | Strong | Exceptional | Strong | $3,621 | +0.580% | 260 | |
28 | LEADERONE FINANCIAL CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $2,878 | +0.594% | 197 | |
29 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $5,604 | +0.320% | 34 | |
30 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,041 | +0.441% | 229 | |
31 | AMERISAVE MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $3,349 | +0.624% | 53 | |
32 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $5,532 | +1.350% | 56 | |
33 | The Federal Savings Bank | Sound | Mediocre | Exceptional | Sound | Sound | $3,030 | +0.323% | 38 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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