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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Safe Rate Rankings

Best Conventional Mortgage Company Lenders in Nassau County

Updated February 5, 2026

Market Overview

46
Total Lenders
22,725
Total Loans
0.21%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
NJ LENDERS CORP.
Exceptional
Strong
Exceptional
Strong
Strong
$2,883+0.166%151
2
UNITED WHOLESALE MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$4,050+0.142%2,441
3
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$5,075+0.236%1,401
4
PLAZA HOME MORTGAGE, INC.
Strong
Sound
Exceptional
Strong
Strong
$3,964+0.345%299
5
LOANDEPOT.COM, LLC
Strong
Sound
Exceptional
Strong
Strong
$3,302+0.179%229
6
CONTOUR MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Exceptional
$3,630+0.254%1,411
7
CROSSCOUNTRY MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Exceptional
$2,753+0.326%904
8
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
Strong
Acceptable
Exceptional
Strong
Exceptional
$3,980+0.433%495
9
PENNYMAC LOAN SERVICES, LLC
Strong
Sound
Exceptional
Sound
Strong
$2,438+0.266%421
10
MID-ISLAND MORTGAGE CORP.
Strong
Strong
Sound
Sound
Strong
$1,702+0.037%156
11
1ST PRIORITY MORTGAGE, INC.
Strong
Sound
Strong
Strong
Strong
$2,852-0.018%91
12
CMG MORTGAGE, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$3,658+0.090%352
13
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Strong
$5,196+0.218%176
14
GUARANTEED RATE, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$3,571+0.029%174
15
NATIONSTAR MORTGAGE LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,184+0.082%134
16
AMERICAN FINANCIAL NETWORK, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$2,303+0.418%115
17
MOVEMENT MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,448+0.292%112
18
SUMMIT MORTGAGE BANKERS INC.
Strong
Sound
Sound
Strong
Strong
$3,238+0.025%63
19
EMBRACE HOME LOANS, INC.
Strong
Acceptable
Strong
Sound
Exceptional
$2,773+0.148%464
20
CLIFFCO, INC.
Strong
Acceptable
Strong
Sound
Exceptional
$4,091+0.333%419
21
NEWREZ LLC
Strong
Acceptable
Exceptional
Sound
Strong
$3,281+0.338%357
22
NEW AMERICAN FUNDING, LLC
Strong
Acceptable
Exceptional
Sound
Strong
$2,893+0.437%171
23
LYNX MORTGAGE BANK LLC
Strong
Sound
Sound
Sound
Strong
$2,061+0.010%164
24
FREEDOM MORTGAGE CORPORATION
Strong
Sound
Strong
Sound
Sound
$5,039+1.007%78
25
ALLIED MORTGAGE GROUP, INC.
Strong
Sound
Strong
Sound
Sound
$5,519+0.379%52
26
NATIONWIDE MORTGAGE BANKERS, INC.
Strong
Mediocre
Strong
Strong
Exceptional
$4,793+0.450%937
27
UNITED NORTHERN MORTGAGE BANKERS LIMITED
Strong
Acceptable
Strong
Sound
Strong
$3,394+0.259%206
28
NORWICH COMMERCIAL GROUP, INC.
Strong
Acceptable
Strong
Sound
Strong
$3,337+0.117%126
29
FM Home Loans, LLC
Strong
Acceptable
Strong
Sound
Strong
$2,946+0.288%116
30
UNITED MORTGAGE CORP.
Sound
Mediocre
Strong
Sound
Exceptional
$4,584+0.545%521
31
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP.
Sound
Mediocre
Strong
Sound
Exceptional
$5,050+0.461%418
32
EAST COAST CAPITAL CORP.
Sound
Mediocre
Strong
Sound
Exceptional
$4,632+0.357%398
33
RELIANT HOME FUNDING, INC
Sound
Acceptable
Sound
Sound
Strong
$3,538+0.299%162
34
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
Sound
Mediocre
Exceptional
Strong
Sound
$4,696+0.348%48
35
US MORTGAGE CORPORATION
Sound
Mediocre
Strong
Sound
Strong
$4,750+0.347%100
36
NP, INC.
Sound
Mediocre
Strong
Sound
Strong
$2,100+1.017%97
37
A&D Mortgage LLC
Sound
Mediocre
Strong
Sound
Strong
$4,506+0.386%92
38
CARRINGTON MORTGAGE SERVICES, LLC
Sound
Acceptable
Strong
Acceptable
Sound
$5,651+0.956%69
39
HARTFORD FUNDING, LTD.
Sound
Mediocre
Sound
Sound
Strong
$5,307+0.416%180
40
HOMEBRIDGE FINANCIAL SERVICES, INC.
Sound
Mediocre
Strong
Acceptable
Strong
$4,251+0.472%178
41
INTERSTATE HOME LOAN CENTER, INC.
Sound
Mediocre
Sound
Sound
Strong
$5,055+0.381%110
42
ARC HOME LLC
Sound
Mediocre
Strong
Acceptable
Strong
$5,636+0.610%63
43
JET DIRECT FUNDING CORP
Sound
Mediocre
Sound
Acceptable
Strong
$6,221+0.313%170
44
CONTINENTAL MORTGAGE BANKERS, INC.
Sound
Mediocre
Acceptable
Sound
Strong
$5,560+0.356%101
45
ASSOCIATED MORTGAGE BANKERS, INC.
Sound
Mediocre
Acceptable
Sound
Strong
$5,234+0.127%53

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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