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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Company Lenders in North Port

Updated February 5, 2026

Market Overview

Total Lenders

14,437

Total Loans

0.29%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Sound	$1,037	-0.166%	33
2	LOANDEPOT.COM, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$1,722	-0.258%	368
3	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,166	+0.279%	1,261
4	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,125	+0.237%	842
5	NEAL COMMUNITIES FUNDING, LLC	Strong	Sound	Strong	Strong	Exceptional	$123	+0.454%	406
6	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Exceptional	$2,680	+0.148%	281
7	VANDERBILT MORTGAGE AND FINANCE, INC.	Strong	Sound	Exceptional	Strong	Strong	$4,084	-0.330%	56
8	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Strong	$3,192	+0.210%	54
9	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,775	+0.170%	281
10	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,595	+0.435%	265
11	MATTAMY HOME FUNDING, LLC	Strong	Sound	Strong	Strong	Strong	$225	+0.594%	127
12	M/I FINANCIAL, LLC	Strong	Acceptable	Strong	Strong	Exceptional	$4,101	-0.038%	306
13	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,592	+0.541%	179
14	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,341	+0.428%	165
15	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,329	+0.166%	136
16	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$3,326	+0.479%	110
17	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,427	+0.127%	100
18	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$4,479	+0.629%	98
19	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,033	+0.395%	78
20	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,264	+0.969%	68
21	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,810	+0.641%	68
22	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$3,913	+0.420%	65
23	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,716	+0.489%	200
24	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,848	+0.354%	131
25	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$3,677	+0.605%	129
26	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,039	+0.163%	54
27	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,369	+0.532%	50
28	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,400	+0.242%	44
29	GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$3,198	+0.465%	39
30	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,330	+0.696%	32
31	FBC MORTGAGE, LLC	Strong	Acceptable	Strong	Sound	Strong	$1,986	-0.111%	134
32	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Sound	Strong	$1,225	+0.748%	122
33	NFM, INC.	Strong	Mediocre	Exceptional	Strong	Strong	$4,654	+0.387%	90
34	EVERETT FINANCIAL, INC.	Strong	Mediocre	Exceptional	Strong	Strong	$4,274	+0.810%	82
35	VAN DYK MORTGAGE CORPORATION	Strong	Acceptable	Strong	Sound	Strong	$3,397	+0.391%	56
36	THE MORTGAGE FIRM, INC.	Sound	Mediocre	Strong	Strong	Strong	$2,982	+0.608%	141
37	FAIRWAY FUNDING GROUP, INC.	Sound	Acceptable	Acceptable	Sound	Exceptional	$3,466	+0.227%	113
38	JMAC LENDING, INC.	Sound	Acceptable	Strong	Acceptable	Strong	$2,451	+0.498%	72
39	ZILLOW HOME LOANS, LLC	Sound	Acceptable	Strong	Sound	Sound	$2,886	+0.496%	50
40	AMERICAN PACIFIC MORTGAGE CORPORATION	Sound	Mediocre	Exceptional	Strong	Sound	$3,976	+0.488%	41
41	CARRINGTON MORTGAGE SERVICES, LLC	Sound	Acceptable	Strong	Acceptable	Sound	$6,144	+0.338%	37
42	COASTAL LOANS, LLC	Sound	Mediocre	Sound	Sound	Strong	$5,894	+0.100%	57
43	RMC HOME MORTGAGE, LLC	Sound	Mediocre	Strong	Sound	Sound	$3,856	+0.499%	42
44	A&D Mortgage LLC	Sound	Mediocre	Strong	Sound	Sound	$4,642	+0.488%	34
45	PANORAMA MORTGAGE GROUP, LLC	Sound	Mediocre	Sound	Acceptable	Strong	$4,194	+0.750%	40

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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