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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in North Port
Updated February 5, 2026
Market Overview
176
Total Lenders
14,437
Total Loans
0.29%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Suncoast Credit Union | Exceptional | Exceptional | Strong | Strong | -$461 | -0.835% | 132 | |
2 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Strong | $285 | -0.350% | 69 | |
3 | LAKE MICHIGAN CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | $872 | -0.078% | 41 | |
4 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $1,986 | -0.111% | 134 | |
5 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $949 | -0.560% | 126 | |
6 | TrustCo Bank | Exceptional | Exceptional | Sound | Strong | $1,215 | -0.219% | 42 | |
7 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,166 | +0.279% | 1,261 | |
8 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $1,102 | +0.063% | 139 | |
9 | MATTAMY HOME FUNDING, LLC | Strong | Strong | Strong | Strong | $225 | +0.594% | 127 | |
10 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,707 | -0.127% | 126 | |
11 | Truist Bank | Strong | Strong | Strong | Strong | $974 | +0.132% | 107 | |
12 | Fifth Third Bank, National Association | Strong | Strong | Strong | Strong | $1,067 | +0.027% | 95 | |
13 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | $1,037 | -0.166% | 33 | |
14 | NEAL COMMUNITIES FUNDING, LLC | Strong | Sound | Strong | Exceptional | $123 | +0.454% | 406 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $1,722 | -0.258% | 368 | |
16 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Exceptional | $2,680 | +0.148% | 281 | |
17 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $1,957 | -0.045% | 124 | |
18 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | $4,084 | -0.330% | 56 | |
19 | PNC Bank, National Association | Strong | Strong | Strong | Sound | $1,535 | +0.090% | 41 | |
20 | HANCOCK WHITNEY BANK | Strong | Strong | Strong | Sound | $1,702 | -0.123% | 40 | |
21 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,125 | +0.237% | 842 | |
22 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,775 | +0.170% | 281 | |
23 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $3,059 | +0.236% | 181 | |
24 | Regions Bank | Strong | Sound | Strong | Strong | $1,835 | +0.199% | 163 | |
25 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,329 | +0.166% | 136 | |
26 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,427 | +0.127% | 100 | |
27 | SouthState Bank, National Association | Strong | Sound | Strong | Strong | $1,486 | +0.297% | 84 | |
28 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Exceptional | $4,101 | -0.038% | 306 | |
29 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,595 | +0.435% | 265 | |
30 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,592 | +0.541% | 179 | |
31 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $3,341 | +0.428% | 165 | |
32 | THE MORTGAGE FIRM, INC. | Strong | Acceptable | Exceptional | Strong | $2,982 | +0.608% | 141 | |
33 | FAIRWAY FUNDING GROUP, INC. | Strong | Acceptable | Strong | Exceptional | $3,466 | +0.227% | 113 | |
34 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $3,326 | +0.479% | 110 | |
35 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,654 | +0.387% | 90 | |
36 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $4,264 | +0.969% | 68 | |
37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $3,913 | +0.420% | 65 | |
38 | COASTAL LOANS, LLC | Strong | Acceptable | Exceptional | Strong | $5,894 | +0.100% | 57 | |
39 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $3,192 | +0.210% | 54 | |
40 | Northpointe Bank | Strong | Sound | Strong | Sound | $2,537 | +0.514% | 43 | |
41 | ACHIEVA CREDIT UNION | Strong | Sound | Sound | Strong | $1,265 | +0.016% | 38 | |
42 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Strong | Strong | $2,848 | +0.354% | 131 | |
43 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,225 | +0.748% | 122 | |
44 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $4,479 | +0.629% | 98 | |
45 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $1,707 | +0.216% | 89 | |
46 | Bank of England | Strong | Acceptable | Strong | Strong | $4,535 | +0.700% | 81 | |
47 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $3,033 | +0.395% | 78 | |
48 | Plains Commerce Bank | Strong | Acceptable | Strong | Strong | $3,035 | +0.425% | 76 | |
49 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $2,810 | +0.641% | 68 | |
50 | VAN DYK MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $3,397 | +0.391% | 56 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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