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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Rockingham County
Updated February 5, 2026
Market Overview
36
Total Lenders
4,673
Total Loans
0.19%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NORTHEAST HOME LOAN, LLC | Exceptional | Strong | Strong | Exceptional | Sound | $2,657 | +0.542% | 16 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,496 | +0.186% | 438 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,718 | +0.290% | 308 | |
4 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,650 | +0.191% | 137 | |
5 | HARBORONE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,293 | +0.213% | 94 | |
6 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,920 | +0.331% | 645 | |
7 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,055 | +0.216% | 229 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,104 | +0.332% | 226 | |
9 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,275 | +0.335% | 205 | |
10 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $1,488 | +0.255% | 22 | |
11 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,503 | -0.113% | 20 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,948 | +0.362% | 163 | |
13 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,790 | +0.333% | 147 | |
14 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,793 | +0.166% | 136 | |
15 | TOTAL MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,929 | +0.414% | 62 | |
16 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,304 | +0.257% | 48 | |
17 | AMERANT MORTGAGE, LLC | Strong | Sound | Strong | Sound | Strong | $1,072 | +0.289% | 41 | |
18 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $2,881 | -0.227% | 35 | |
19 | KEYSTONE FUNDING, INC. | Strong | Acceptable | Strong | Strong | Strong | $1,703 | +0.207% | 56 | |
20 | SALEM FIVE MORTGAGE COMPANY, LLC | Strong | Acceptable | Strong | Strong | Strong | $1,556 | +0.137% | 51 | |
21 | NORTHPOINT MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,725 | +0.231% | 47 | |
22 | NEW FED MORTGAGE, CORP. | Strong | Acceptable | Strong | Strong | Strong | $2,210 | +0.345% | 44 | |
23 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Sound | $1,421 | +0.193% | 36 | |
24 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $3,092 | +0.232% | 34 | |
25 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,923 | +0.345% | 17 | |
26 | ENVOY MORTGAGE, LTD | Strong | Acceptable | Strong | Sound | Strong | $3,783 | +0.458% | 99 | |
27 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $3,281 | +0.438% | 79 | |
28 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,443 | +0.250% | 37 | |
29 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,852 | +0.364% | 29 | |
30 | RADIUS FINANCIAL GROUP INC. | Strong | Acceptable | Strong | Strong | Sound | $3,562 | +0.125% | 28 | |
31 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $722 | +0.165% | 18 | |
32 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Exceptional | Strong | Sound | $2,824 | +0.428% | 40 | |
33 | MORTGAGE EQUITY PARTNERS LLC | Sound | Acceptable | Strong | Sound | Sound | $3,008 | +0.470% | 24 | |
34 | Waterstone Mortgage Corporation | Sound | Mediocre | Exceptional | Strong | Sound | $3,388 | +0.454% | 22 | |
35 | EMBRACE HOME LOANS, INC. | Sound | Acceptable | Strong | Sound | Sound | $1,977 | +0.266% | 17 | |
36 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $4,914 | +0.692% | 16 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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