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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Warren
Updated February 5, 2026
Market Overview
35
Total Lenders
32,884
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Strong | $176 | +0.062% | 128 | |
2 | STAUNTON FINANCIAL, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,799 | +0.218% | 788 | |
3 | MORTGAGE CENTER L.C | Exceptional | Strong | Strong | Strong | Exceptional | $1,213 | -0.041% | 353 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,135 | +0.360% | 6,648 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,822 | +0.331% | 4,709 | |
6 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,124 | +0.472% | 197 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,898 | +0.388% | 177 | |
8 | MORTGAGE 1 INCORPORATED | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,463 | +0.509% | 1,181 | |
9 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,767 | +0.703% | 910 | |
10 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $2,098 | +0.385% | 74 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,795 | +0.693% | 618 | |
12 | MICHIGAN MUTUAL, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $2,209 | +0.625% | 543 | |
13 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,202 | +0.297% | 313 | |
14 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,277 | +0.545% | 300 | |
15 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,490 | +0.446% | 265 | |
16 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,595 | +0.492% | 233 | |
17 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,457 | +0.407% | 206 | |
18 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,085 | +0.351% | 171 | |
19 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,345 | +0.531% | 127 | |
20 | RESICENTRAL, LLC | Strong | Sound | Strong | Sound | Strong | $237 | +1.218% | 108 | |
21 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,567 | +0.182% | 102 | |
22 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,234 | +0.525% | 414 | |
23 | THE MORTGAGE LINK, INC. | Strong | Acceptable | Strong | Strong | Strong | $1,842 | +0.572% | 115 | |
24 | J. VIRGIL, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,998 | +0.496% | 115 | |
25 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,663 | +0.631% | 115 | |
26 | GreenStone Farm Credit Services, FLCA | Strong | Acceptable | Strong | Strong | Strong | $2,823 | +0.561% | 112 | |
27 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,316 | -0.174% | 93 | |
28 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Sound | $2,778 | +0.468% | 68 | |
29 | ROSS MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $2,433 | +0.358% | 286 | |
30 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,556 | +0.670% | 281 | |
31 | UIF CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $2,020 | +0.478% | 138 | |
32 | PRESTON HOME LOANS INC | Sound | Mediocre | Strong | Strong | Strong | $3,322 | +0.753% | 222 | |
33 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Strong | $3,863 | +0.539% | 188 | |
34 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Strong | $2,818 | +0.670% | 148 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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